Universal Insurance (NYSE:UVE) Issues Earnings Results

Universal Insurance (NYSE:UVE) announced its earnings results on Thursday. The insurance provider reported $1.93 earnings per share for the quarter, topping analysts’ consensus estimates of $1.57 by $0.36, FiscalAI reports. The business had revenue of $444.31 million for the quarter, compared to analyst estimates of $601.67 million. Universal Insurance had a return on equity of 39.04% and a net margin of 13.94%.

Universal Insurance Stock Up 1.2%

UVE opened at $48.98 on Friday. The stock has a market cap of $1.36 billion, a PE ratio of 6.12 and a beta of 0.69. The company has a quick ratio of 0.57, a current ratio of 0.57 and a debt-to-equity ratio of 0.15. Universal Insurance has a 52 week low of $28.32 and a 52 week high of $50.00. The business’s fifty day simple moving average is $44.34 and its 200 day simple moving average is $41.07.

Insiders Place Their Bets

In other Universal Insurance news, Chairman Sean Downes sold 20,000 shares of Universal Insurance stock in a transaction dated Friday, September 11th. The stock was sold at an average price of $43.98, for a total transaction of $879,600.00. Following the completion of the sale, the chairman owned 1,084,645 shares of the company’s stock, valued at $47,702,687.10. The trade was a 1.81% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. 15.00% of the stock is owned by insiders.

Wall Street Analysts Forecast Growth

Several research analysts have recently commented on the company. Wall Street Zen raised Universal Insurance from a “buy” rating to a “strong-buy” rating in a report on Saturday, October 3rd. Weiss Ratings upgraded shares of Universal Insurance from a “buy (a-)” rating to a “buy (a+)” rating in a research report on Thursday, October 8th. Zacks Research raised shares of Universal Insurance from a “hold” rating to a “strong-buy” rating in a research note on Thursday. Finally, Piper Sandler raised their target price on shares of Universal Insurance from $44.00 to $45.00 and gave the company a “neutral” rating in a research note on Monday, July 27th. Two equities research analysts have rated the stock with a Strong Buy rating and one has issued a Hold rating to the company’s stock. Based on data from MarketBeat, the company has an average rating of “Buy” and a consensus target price of $45.00.

More Universal Insurance News

Here are the key news stories impacting Universal Insurance this week:

• Positive Sentiment: Significant earnings beat: UVE reported third-quarter adjusted earnings of $1.93 per share, up from $1.36 a year earlier and above analyst estimates. Zacks attributed the 41.9% earnings increase to stronger underwriting results, higher earned premiums and increased investment income. UVE Q3 Earnings Beat Estimates on Lower Losses & Premium Growth
• Positive Sentiment: Improved underwriting and growth: Management highlighted lower losses, premium growth and an 8% increase in policies in force. The company said it remains focused on organic growth, supporting expectations for continued expansion in its insurance portfolio. Universal signals organic growth focus
• Positive Sentiment: Catastrophe exposure viewed as manageable: Universal characterized the impact from Hurricane Isaias as manageable, reducing concern that catastrophe losses would materially weaken quarterly results or near-term profitability. Universal Insurance Q3 2026 earnings call transcript
• Neutral Sentiment: Analyst-screening support: UVE was added to multiple Zacks Rank #1 lists covering momentum, value, income and overall “Strong Buy” stocks. These designations may improve investor attention, but they are not changes to company guidance or analyst price targets. Best Momentum Stock to Buy

Universal Insurance Company Profile

Universal Insurance Holdings, Inc (NYSE: UVE) is an insurance holding company that provides property and casualty insurance through its subsidiaries. Its primary business is personal residential insurance, with products designed to protect homeowners and other residential property owners against risks such as wind, fire, theft and other covered losses.

The company’s offerings include homeowners, condominium unit owners, renters and dwelling fire insurance, along with related residential property coverage.