Synchrony Financial $SYF Stock Holdings Lifted by RWC Asset Management LLP

RWC Asset Management LLP lifted its stake in Synchrony Financial (NYSE:SYF) by 26.8% in the 3rd quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The firm owned 255,615 shares of the financial services provider’s stock after buying an additional 54,047 shares during the period. RWC Asset Management LLP owned approximately 0.08% of Synchrony Financial worth $18,141,000 as of its most recent SEC filing.

Other institutional investors and hedge funds also recently modified their holdings of the company. XXI Wealth LLC raised its stake in shares of Synchrony Financial by 7.3% during the third quarter. XXI Wealth LLC now owns 11,951 shares of the financial services provider’s stock valued at $848,000 after purchasing an additional 813 shares during the period. Yousif Capital Management LLC boosted its stake in shares of Synchrony Financial by 0.6% in the third quarter. Yousif Capital Management LLC now owns 41,085 shares of the financial services provider’s stock valued at $2,916,000 after purchasing an additional 244 shares during the period. Root Financial Partners LLC purchased a new position in shares of Synchrony Financial in the third quarter valued at $190,000. Vest Financial LLC boosted its stake in shares of Synchrony Financial by 13.7% in the third quarter. Vest Financial LLC now owns 1,086,144 shares of the financial services provider’s stock valued at $77,084,000 after purchasing an additional 131,123 shares during the period. Finally, PFS Partners LLC grew its holdings in Synchrony Financial by 598.9% during the 3rd quarter. PFS Partners LLC now owns 650 shares of the financial services provider’s stock valued at $46,000 after purchasing an additional 557 shares in the last quarter. Hedge funds and other institutional investors own 96.48% of the company’s stock.

Key Synchrony Financial News

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Synchrony raised or reaffirmed FY 2026 EPS guidance at $9.50, slightly above the $9.44 consensus estimate. The guidance suggests earnings are holding up better than expected. Synchrony Financial earnings guidance
• Positive Sentiment: Zacks upgraded SYF to Rank #2, or “Buy,” citing improving earnings prospects. Zacks also highlighted Synchrony as a potential long-term value stock, which could attract investors given its low valuation and strong profitability. Zacks upgrades Synchrony to Buy Synchrony long-term value analysis
• Positive Sentiment: Barclays reportedly maintained a constructive view and expects additional upside for the stock, providing a counterpoint to the more cautious analyst calls. Barclays view on Synchrony
• Neutral Sentiment: Analyst opinion remains divided: BMO maintained a Hold rating, while other coverage cited mixed views across financial companies. This lack of consensus may limit near-term buying interest. BMO maintains Hold rating
• Neutral Sentiment: Synchrony reported 311.4 million shares outstanding in its third-quarter 2026 filing. The disclosure is routine and does not signal a major change in capital allocation. Synchrony shares outstanding filing
• Negative Sentiment: Evercore downgraded Synchrony to “In Line,” citing higher rates and macroeconomic volatility. Those factors could pressure borrowing costs, consumer credit quality and loan demand. Evercore downgrades Synchrony
• Negative Sentiment: Evercore’s rating reduction adds near-term selling pressure despite Synchrony’s recent earnings outperformance and attractive valuation. Evercore rating reduction

Analyst Ratings Changes

Several equities research analysts recently issued reports on SYF shares. Wolfe Research lifted their price target on shares of Synchrony Financial from $85.00 to $90.00 and gave the stock an “outperform” rating in a research note on Tuesday, August 25th. HSBC upped their price objective on shares of Synchrony Financial from $93.00 to $97.00 and gave the company a “buy” rating in a research report on Monday, July 13th. Morgan Stanley lowered their target price on Synchrony Financial from $84.00 to $83.00 and set an “equal weight” rating for the company in a research note on Monday, October 12th. TD Cowen dropped their target price on Synchrony Financial from $90.00 to $86.00 and set a “buy” rating on the stock in a research report on Tuesday, October 6th. Finally, Weiss Ratings upgraded Synchrony Financial from a “buy (b-)” rating to a “buy (b)” rating in a research note on Thursday, October 8th. Ten equities research analysts have rated the stock with a Buy rating and nine have given a Hold rating to the company’s stock. According to MarketBeat, the company presently has a consensus rating of “Moderate Buy” and an average target price of $87.83.

Synchrony Financial Stock Down 1.9%

Shares of SYF stock traded down $1.43 during trading hours on Friday, hitting $73.66. 3,787,633 shares of the company were exchanged, compared to its average volume of 3,239,260. The company has a debt-to-equity ratio of 1.15, a quick ratio of 1.22 and a current ratio of 1.23. Synchrony Financial has a one year low of $63.08 and a one year high of $88.77. The business’s 50-day simple moving average is $75.43 and its two-hundred day simple moving average is $74.71. The stock has a market capitalization of $23.97 billion, a price-to-earnings ratio of 7.69, a P/E/G ratio of 0.85 and a beta of 1.35.

Synchrony Financial (NYSE:SYF) last announced its quarterly earnings data on Tuesday, October 20th. The financial services provider reported $2.68 earnings per share for the quarter, beating the consensus estimate of $2.42 by $0.26. The firm had revenue of $3.82 billion during the quarter, compared to analyst estimates of $3.81 billion. Synchrony Financial had a return on equity of 22.26% and a net margin of 14.59%. During the same period in the previous year, the company earned $2.86 earnings per share. Sell-side analysts predict that Synchrony Financial will post 9.62 EPS for the current fiscal year.

Synchrony Financial Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Monday, November 16th. Stockholders of record on Thursday, November 5th will be issued a $0.34 dividend. This represents a $1.36 dividend on an annualized basis and a dividend yield of 1.8%. The ex-dividend date is Thursday, November 5th. Synchrony Financial’s payout ratio is 14.20%.

Synchrony Financial Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that provides private-label credit cards, co-branded credit cards and promotional financing programs. Its financing products are offered through retailers, manufacturers, healthcare providers and other businesses, helping consumers pay for purchases over time.

The company serves a range of industries, including digital commerce, home improvement, furniture, automotive, healthcare, jewelry, apparel, electronics and specialty retail.