Mastercard Incorporated $MA Stock: XXI Wealth LLC Raises Stake

XXI Wealth LLC lifted its holdings in shares of Mastercard Incorporated (NYSE:MA) by 45.1% in the 3rd quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor owned 3,630 shares of the credit services provider’s stock after purchasing an additional 1,128 shares during the quarter. XXI Wealth LLC’s holdings in Mastercard were worth $2,002,000 at the end of the most recent quarter.

Several other hedge funds and other institutional investors also recently modified their holdings of MA. Robinswood Financial LLC purchased a new stake in Mastercard in the first quarter valued at approximately $25,000. First Pacific Financial grew its stake in Mastercard by 113.8% in the 1st quarter. First Pacific Financial now owns 62 shares of the credit services provider’s stock worth $31,000 after buying an additional 33 shares in the last quarter. Allied Private Wealth LLC purchased a new position in Mastercard in the 2nd quarter worth approximately $34,000. Premier Financial Group purchased a new position in Mastercard in the 2nd quarter worth approximately $39,000. Finally, Roxbury Financial LLC increased its holdings in shares of Mastercard by 102.6% in the 2nd quarter. Roxbury Financial LLC now owns 79 shares of the credit services provider’s stock worth $40,000 after buying an additional 40 shares during the last quarter. Hedge funds and other institutional investors own 97.28% of the company’s stock.

Insider Buying and Selling at Mastercard

In other news, insider Sachin Mehra sold 3,266 shares of the firm’s stock in a transaction dated Wednesday, September 2nd. The stock was sold at an average price of $584.00, for a total transaction of $1,907,344.00. Following the transaction, the insider directly owned 36,650 shares of the company’s stock, valued at approximately $21,403,600. This trade represents a 8.18% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Linda Kirkpatrick sold 4,280 shares of Mastercard stock in a transaction dated Tuesday, August 4th. The stock was sold at an average price of $570.31, for a total value of $2,440,926.80. Following the completion of the transaction, the insider owned 31,179 shares in the company, valued at approximately $17,781,695.49. This represents a 12.07% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last quarter, insiders sold 72,676 shares of company stock valued at $41,966,586. 0.09% of the stock is currently owned by insiders.

Mastercard Price Performance

Shares of MA stock traded down $10.34 during trading hours on Friday, hitting $622.87. 2,697,264 shares of the company’s stock were exchanged, compared to its average volume of 3,076,390. The company has a market capitalization of $545.64 billion, a PE ratio of 34.26, a PEG ratio of 1.80 and a beta of 0.76. Mastercard Incorporated has a 12-month low of $464.52 and a 12-month high of $633.29. The business’s 50 day simple moving average is $581.90 and its 200-day simple moving average is $539.49. The company has a current ratio of 1.06, a quick ratio of 1.06 and a debt-to-equity ratio of 3.96.

Mastercard (NYSE:MA) last announced its quarterly earnings data on Thursday, July 30th. The credit services provider reported $5.04 earnings per share for the quarter, topping analysts’ consensus estimates of $4.77 by $0.27. Mastercard had a net margin of 46.34% and a return on equity of 239.99%. The firm had revenue of $9.28 billion during the quarter, compared to analyst estimates of $9.08 billion. During the same period in the previous year, the business posted $4.15 EPS. The business’s quarterly revenue was up 14.1% on a year-over-year basis. On average, equities research analysts anticipate that Mastercard Incorporated will post 19.91 earnings per share for the current year.

Mastercard Announces Dividend

The firm also recently announced a quarterly dividend, which will be paid on Monday, November 9th. Investors of record on Friday, October 9th will be given a $0.87 dividend. This represents a $3.48 dividend on an annualized basis and a yield of 0.6%. The ex-dividend date is Friday, October 9th. Mastercard’s dividend payout ratio (DPR) is presently 19.14%.

More Mastercard News

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Mastercard is expanding its growth opportunity in business-to-business payments through an “agentic AI” strategy targeting the roughly $80 trillion B2B market. The initiative could support long-term transaction volume and value-added-services growth. Inside Mastercard’s Agentic AI Strategy For The $80 Trillion B2B Payments Market
• Positive Sentiment: UBS said payment tokenization could contribute a low-single-digit percentage to Mastercard’s medium-term revenue growth, while producing a low-to-mid-single-digit contribution to value-added-services growth. This reinforces the investment case for Mastercard’s security and digital-payments businesses. Visa and Mastercard tokenization fees could support revenue growth
• Positive Sentiment: Mastercard launched a Stablecoin Security API that provides real-time risk scoring for fiat-to-stablecoin transactions. The platform could create additional enterprise revenue while positioning Mastercard as an intermediary in regulated digital-asset payments. Mastercard Introduced A Stablecoin Security API
• Positive Sentiment: New initiatives—including an AI assistant for cardholders, expanded fraud protection through First-Party Trust, and partnerships for contactless transit and premium co-branded cards—could improve customer engagement, fraud-related services, and payment volumes across international markets. Mastercard unveils AI assistant to help cardholders use benefits
• Neutral Sentiment: Mastercard is scheduled to report earnings next week. Analysts expect earnings growth and are highlighting the potential for a beat, but investors may remain cautious until management provides updated guidance on consumer spending, cross-border volumes, and operating expenses. MasterCard Reports Next Week: Wall Street Expects Earnings Growth
• Negative Sentiment: Payment-network stocks, including Mastercard, Visa, and American Express, have been slipping as investors reacted skeptically to American Express’s quarterly results despite a profit outlook improvement. The sector-wide move appears to be weighing on Mastercard independently of its company-specific announcements. American Express Falls Despite Q3 Beat; Visa and Mastercard Slip

Analyst Upgrades and Downgrades

Several analysts have recently weighed in on MA shares. Cantor Fitzgerald raised their price objective on shares of Mastercard from $650.00 to $695.00 and gave the company an “overweight” rating in a research report on Monday, August 3rd. Robert W. Baird upped their target price on shares of Mastercard from $660.00 to $710.00 and gave the stock an “outperform” rating in a research report on Friday, October 9th. Weiss Ratings upgraded Mastercard from a “buy (b-)” rating to a “buy (b)” rating in a research report on Friday, October 2nd. UBS Group lifted their price target on Mastercard from $640.00 to $670.00 and gave the stock a “buy” rating in a research note on Friday, July 31st. Finally, Rothschild & Co Redburn dropped their price target on Mastercard from $710.00 to $688.00 and set a “buy” rating for the company in a research note on Wednesday, September 2nd. Two research analysts have rated the stock with a Strong Buy rating, thirty have issued a Buy rating, one has issued a Hold rating and one has given a Sell rating to the company’s stock. According to MarketBeat, Mastercard has a consensus rating of “Moderate Buy” and a consensus price target of $683.94.

Mastercard Profile

Mastercard Incorporated (NYSE: MA) is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses. The company facilitates electronic payments and provides technology that supports transactions conducted through credit, debit, prepaid and commercial payment products.

In addition to operating its payments network, Mastercard offers services in areas such as payment security, fraud prevention, authentication, cybersecurity, data and analytics, loyalty programs, digital identity and open banking.