Flagstar Bank, National Association (NYSE:FLG) Stock Gets Price Target Reduction from TD Cowen

Flagstar Bank, National Association (NYSE:FLG) had its price target cut by TD Cowen from $16.00 to $13.00 in a research note published on Monday,Benzinga reports. They currently have a buy rating on the stock.

Several other analysts have also issued reports on the company. Morgan Stanley dropped their price objective on Flagstar Bank, National Association from $17.00 to $16.00 and set an “overweight” rating on the stock in a research note on Monday, September 28th. Wall Street Zen cut Flagstar Bank, National Association from a “hold” rating to a “sell” rating in a research note on Saturday, September 26th. JPMorgan Chase & Co. cut their price target on Flagstar Bank, National Association from $14.00 to $11.50 and set a “neutral” rating for the company in a report on Monday. Barclays reduced their price objective on shares of Flagstar Bank, National Association from $15.00 to $14.00 and set an “overweight” rating for the company in a research report on Monday. Finally, Truist Financial decreased their price objective on shares of Flagstar Bank, National Association from $15.00 to $13.00 and set a “buy” rating on the stock in a report on Monday. Ten equities research analysts have rated the stock with a Buy rating, three have assigned a Hold rating and one has assigned a Sell rating to the company’s stock. According to data from MarketBeat.com, the company presently has a consensus rating of “Moderate Buy” and a consensus price target of $14.54.

Flagstar Bank, National Association Stock Down 0.0%

Shares of FLG stock opened at $10.14 on Monday. Flagstar Bank, National Association has a 52-week low of $9.93 and a 52-week high of $15.44. The stock has a market cap of $4.21 billion, a price-to-earnings ratio of 67.57 and a beta of 1.05. The firm’s 50-day moving average is $12.23 and its 200-day moving average is $13.45. The company has a debt-to-equity ratio of 1.53, a quick ratio of 0.96 and a current ratio of 0.96.

Flagstar Bank, National Association (NYSE:FLG) last posted its quarterly earnings results on Friday, October 23rd. The company reported $0.01 EPS for the quarter, missing analysts’ consensus estimates of $0.07 by ($0.06). Flagstar Bank, National Association had a return on equity of 1.45% and a net margin of 2.22%. The business had revenue of $530.00 million for the quarter, compared to the consensus estimate of $545.12 million. During the same quarter in the previous year, the business posted ($0.07) EPS. Sell-side analysts predict that Flagstar Bank, National Association will post 0.28 EPS for the current year.

Flagstar Bank, National Association announced that its board has authorized a stock buyback program on Friday, July 24th that permits the company to repurchase $250 million in shares. This buyback authorization permits the company to reacquire up to 4.1% of its stock through open market purchases. Share buyback programs are often an indication that the company’s leadership believes its stock is undervalued.

Insider Transactions at Flagstar Bank, National Association

In other news, Director Alan L. Frank purchased 10,000 shares of Flagstar Bank, National Association stock in a transaction that occurred on Tuesday, October 27th. The stock was acquired at an average cost of $10.14 per share, for a total transaction of $101,400.00. Following the purchase, the director directly owned 76,463 shares of the company’s stock, valued at $775,334.82. This trade represents a 15.05% increase in their position. The transaction was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. 21.42% of the stock is owned by company insiders.

Institutional Inflows and Outflows

Several large investors have recently added to or reduced their stakes in the company. State of Wyoming lifted its holdings in shares of Flagstar Bank, National Association by 22.0% during the third quarter. State of Wyoming now owns 41,607 shares of the company’s stock worth $486,000 after buying an additional 7,514 shares in the last quarter. Cranbrook Wealth Management LLC bought a new position in Flagstar Bank, National Association during the third quarter worth about $1,751,000. D.A. Davidson & CO. increased its position in Flagstar Bank, National Association by 35.4% during the third quarter. D.A. Davidson & CO. now owns 418,150 shares of the company’s stock worth $4,880,000 after acquiring an additional 109,250 shares during the period. Hourglass Capital LLC raised its stake in Flagstar Bank, National Association by 2.1% in the 3rd quarter. Hourglass Capital LLC now owns 240,100 shares of the company’s stock worth $2,802,000 after purchasing an additional 5,000 shares in the last quarter. Finally, Inspire Investing LLC raised its stake in Flagstar Bank, National Association by 18.9% in the 3rd quarter. Inspire Investing LLC now owns 54,308 shares of the company’s stock worth $634,000 after purchasing an additional 8,620 shares in the last quarter. Institutional investors own 67.88% of the company’s stock.

Flagstar Bank, National Association News Roundup

Here are the key news stories impacting Flagstar Bank, National Association this week:

• Positive Sentiment: Director Alan L. Frank purchased 10,000 FLG shares for approximately $101,400, increasing his holdings by 15.05%. The insider purchase may signal confidence that the recent selloff has created value. SEC insider transaction filing
• Positive Sentiment: Flagstar declared a quarterly common-stock dividend of $0.01 per share, payable December 17, 2026. The dividend supports shareholder returns, although its small size is unlikely to materially change the investment case. Flagstar dividend announcement
• Positive Sentiment: Despite lowering its price target to $14.50 from $15.50, UBS maintained a “buy” rating. Citigroup also retained a “buy” rating after reducing its target to $14, while Cantor Fitzgerald reaffirmed its “overweight” rating with a $16 target. These ratings indicate analysts still see substantial longer-term upside if execution improves. UBS Flagstar price target update
• Neutral Sentiment: Fitch affirmed Flagstar’s “BB+” rating but lowered its outlook, citing a delayed recovery. The affirmation avoids an immediate downgrade, but the weaker outlook highlights ongoing credit and operating risks. Fitch rating update
• Negative Sentiment: Flagstar cut its 2026 and 2027 net interest income and EPS forecasts, citing higher credit costs and slower balance-sheet growth. Management also pushed its profitability target from 2027 to 2028, reinforcing concerns about earnings momentum and the pace of recovery. Flagstar outlook revision
• Negative Sentiment: Multiple analysts lowered their price targets, including JPMorgan, Truist and Barclays. Although the remaining ratings appear supportive, the broad target reductions reflect rising concern over credit costs, profitability and slower growth.

About Flagstar Bank, National Association

Flagstar Bank, National Association is a full-service regional bank and the principal banking subsidiary of Flagstar Financial, Inc, formerly known as New York Community Bancorp. The bank provides consumer and business banking services through deposits, checking and savings accounts, lending, cash management, and digital banking channels.

Flagstar’s lending activities include residential mortgages, mortgage servicing, commercial real estate loans, multifamily financing, commercial and industrial loans, and other consumer credit products.