Bank of N.T. Butterfield & Son (NYSE:NTB) Releases Earnings Results, Beats Expectations By $0.09 EPS

Bank of N.T. Butterfield & Son (NYSE:NTB) issued its earnings results on Tuesday. The bank reported $1.58 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.49 by $0.09, FiscalAI reports. The company had revenue of $162.24 million during the quarter, compared to analysts’ expectations of $160.90 million. Bank of N.T. Butterfield & Son had a return on equity of 22.43% and a net margin of 29.34%. During the same period in the prior year, the business earned $1.51 EPS.

Bank of N.T. Butterfield & Son Trading Down 3.5%

Shares of NYSE NTB opened at $58.06 on Thursday. The company has a fifty day moving average price of $59.01 and a 200 day moving average price of $56.59. The firm has a market cap of $2.43 billion, a PE ratio of 10.20 and a beta of 0.55. Bank of N.T. Butterfield & Son has a 1-year low of $43.33 and a 1-year high of $64.17.

Bank of N.T. Butterfield & Son Dividend Announcement

The firm also recently announced a quarterly dividend, which will be paid on Wednesday, November 25th. Investors of record on Tuesday, November 10th will be paid a dividend of $0.50 per share. This represents a $2.00 dividend on an annualized basis and a yield of 3.4%. The ex-dividend date of this dividend is Tuesday, November 10th. Bank of N.T. Butterfield & Son’s dividend payout ratio is presently 35.15%.

More Bank of N.T. Butterfield & Son News

Here are the key news stories impacting Bank of N.T. Butterfield & Son this week:

• Positive Sentiment: Third-quarter earnings and revenue exceeded estimates. Adjusted earnings were $1.58 per share, ahead of the $1.49 consensus estimate, while revenue of $162.24 million topped the $160.90 million forecast. Net income was $61.0 million, or $1.50 per diluted share, versus $46.9 million in the prior quarter. Profitability remained strong, including a 22.43% return on equity and a 29.34% net margin. Butterfield Reports Third Quarter 2026 Results
• Positive Sentiment: The bank preserved its shareholder-return appeal. Butterfield declared a quarterly dividend of $0.50 per share, equal to $2.00 annually and an indicated yield of approximately 3.4%. The continuing payout may support income-focused demand for NTB shares. The Bank of NT Butterfield & Son declares $0.50 dividend
• Positive Sentiment: Management’s outlook was constructive. Commentary highlighted conservative lending practices, resilient returns through economic cycles and an expected normalization of deposit trends. The bank also continues to advance its planned acquisition of CIBC Caribbean, which could expand its regional footprint and earnings base. Butterfield: 3 Key Takeaways for Long-Term Investors
• Neutral Sentiment: Investors will monitor acquisition execution and future interest-rate effects. The CIBC Caribbean transaction could create strategic benefits, but integration, regulatory approval and deposit normalization remain important variables for future results. NTB Q3 2026 Earnings Call Transcript

Analyst Upgrades and Downgrades

NTB has been the topic of a number of analyst reports. Weiss Ratings reaffirmed a “buy (a-)” rating on shares of Bank of N.T. Butterfield & Son in a report on Tuesday, September 29th. Wells Fargo & Company increased their price objective on Bank of N.T. Butterfield & Son from $61.00 to $65.00 and gave the stock an “equal weight” rating in a report on Wednesday, September 30th. Finally, Keefe, Bruyette & Woods boosted their price target on Bank of N.T. Butterfield & Son from $60.00 to $66.00 and gave the company a “market perform” rating in a report on Monday, August 3rd. One research analyst has rated the stock with a Strong Buy rating and three have issued a Hold rating to the stock. According to MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and an average target price of $65.50.

Insider Activity at Bank of N.T. Butterfield & Son

In other news, Director John R. Wright sold 5,000 shares of Bank of N.T. Butterfield & Son stock in a transaction on Tuesday, August 4th. The stock was sold at an average price of $59.50, for a total value of $297,500.00. Following the transaction, the director owned 5,102 shares in the company, valued at approximately $303,569. This trade represents a 49.50% decrease in their position. The sale was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Also, Director Richard Saunders sold 18,118 shares of the company’s stock in a transaction that occurred on Friday, July 31st. The shares were sold at an average price of $61.33, for a total value of $1,111,176.94. The SEC filing for this sale provides additional information. In the last three months, insiders sold 251,155 shares of company stock valued at $15,428,096. 1.19% of the stock is owned by company insiders.

Bank of N.T. Butterfield & Son Company Profile

The Bank of N.T. Butterfield & Son Limited, commonly known as Butterfield, is a full-service bank headquartered in Hamilton, Bermuda. Founded in 1858, the company provides banking, wealth management and fiduciary services to individuals, businesses, institutions and international clients.

Butterfield’s banking activities include personal and commercial deposit accounts, residential and commercial lending, credit and debit cards, cash management, foreign exchange and other financial services.