JPMorgan Chase & Co. Has Lowered Expectations for Fair Isaac (NYSE:FICO) Stock Price

Fair Isaac (NYSE:FICO) had its target price decreased by research analysts at JPMorgan Chase & Co. from $900.00 to $800.00 in a note issued to investors on Thursday, Benzinga reports. The firm presently has a “neutral” rating on the technology company’s stock. JPMorgan Chase & Co.‘s target price suggests a potential upside of 13.91% from the company’s current price.

Several other analysts have also recently weighed in on FICO. Credit Suisse Group set a $1,150.00 price target on shares of Fair Isaac in a research note on Wednesday, September 30th. BMO Capital Markets decreased their price objective on Fair Isaac from $1,150.00 to $897.00 and set an “outperform” rating on the stock in a report on Monday, October 26th. Susquehanna set a $700.00 price objective on Fair Isaac in a research report on Wednesday, September 30th. The Goldman Sachs Group set a $1,322.00 target price on Fair Isaac in a research note on Tuesday, September 29th. Finally, UBS Group restated a “buy” rating on shares of Fair Isaac in a research report on Thursday. Nine equities research analysts have rated the stock with a Buy rating, six have issued a Hold rating and two have assigned a Sell rating to the company. Based on data from MarketBeat, Fair Isaac currently has an average rating of “Hold” and a consensus target price of $917.44.

Fair Isaac Stock Performance

Shares of FICO stock traded down $5.08 on Thursday, hitting $702.32. 676,271 shares of the stock traded hands, compared to its average volume of 986,979. The firm’s 50-day moving average price is $827.62 and its two-hundred day moving average price is $1,107.10. The stock has a market capitalization of $15.17 billion, a PE ratio of 19.34, a PEG ratio of 0.88 and a beta of 1.36. Fair Isaac has a twelve month low of $586.05 and a twelve month high of $1,858.91.

Fair Isaac (NYSE:FICO) last released its quarterly earnings data on Wednesday, November 4th. The technology company reported $11.10 earnings per share (EPS) for the quarter, topping the consensus estimate of $10.69 by $0.41. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The firm had revenue of $657.05 million during the quarter, compared to analysts’ expectations of $651.73 million. During the same period last year, the business earned $7.74 earnings per share. Fair Isaac’s revenue was up 27.4% compared to the same quarter last year. On average, equities research analysts anticipate that Fair Isaac will post 40.03 EPS for the current fiscal year.

Institutional Inflows and Outflows

A number of large investors have recently added to or reduced their stakes in FICO. Canada Pension Plan Investment Board purchased a new position in Fair Isaac during the 2nd quarter valued at about $1,737,000. Bank of America Corp DE increased its stake in Fair Isaac by 5.7% during the first quarter. Bank of America Corp DE now owns 133,448 shares of the technology company’s stock worth $142,461,000 after purchasing an additional 7,154 shares during the period. Mitsubishi UFJ Asset Management Co. Ltd. purchased a new stake in Fair Isaac during the second quarter worth about $67,760,000. Nykredit A S purchased a new stake in Fair Isaac during the second quarter worth about $10,586,000. Finally, Quantinno Capital Management LP lifted its position in shares of Fair Isaac by 44.9% during the first quarter. Quantinno Capital Management LP now owns 15,582 shares of the technology company’s stock worth $16,635,000 after purchasing an additional 4,830 shares in the last quarter. 85.75% of the stock is currently owned by institutional investors and hedge funds.

Key Fair Isaac News

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: FICO beat Q4 earnings and revenue estimates, with record revenue and EPS growth. The company cited score pricing and adoption, mortgage pricing, and software growth as contributors; strong cash flow also supported the outlook. FICO Q4 Earnings Beat on Scores, Pricing and Software Growth
• Neutral Sentiment: Analyst views were mixed despite several target reductions: Needham kept a Buy rating and Barclays remained Overweight, while JPMorgan rated the shares Neutral. Autonomous Research raised its target. Needham Adjusts Price Target
• Negative Sentiment: FICO withheld fiscal 2027 guidance amid uncertainty over mortgage pricing. Weak mortgage volumes and a $0.99 competitor sharing the pricing grid raise questions about future mortgage-score revenue and pricing power. FICO Q4’26 Earnings Call Highlights Pricing Uncertainty for FY27
• Negative Sentiment: Several firms lowered price targets, including Wells Fargo ($735 to $650), JPMorgan ($900 to $800), Barclays ($875 to $800), and Needham ($1,100 to $925). Debt questions added to investor concerns despite the earnings beat. Fair Isaac Stock Shrugs Off Q4 Results Despite Debt Questions

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, develops analytics and decision-management software used by businesses to assess risk, detect fraud and make customer-related decisions. The company is best known for the FICO Score, a credit-risk scoring system used by lenders and other financial institutions to evaluate consumer creditworthiness.

FICO’s offerings include credit scoring solutions, decisioning platforms, fraud-detection tools, customer management software and predictive analytics.