Head to Head Analysis: International Bancshares (IBOC) and Its Peers

International Bancshares (TXSE:IBOC) is one of 919 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its rivals? We will compare International Bancshares to related businesses based on the strength of its institutional ownership, earnings, risk, profitability, valuation, analyst recommendations and dividends.

Dividends

International Bancshares pays an annual dividend of $1.46 per share and has a dividend yield of 2.2%. International Bancshares pays out 21.7% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. International Bancshares has raised its dividend for 16 consecutive years.

Volatility & Risk

International Bancshares has a beta of 0.7, suggesting that its share price is 30% less volatile than the S&P 500. Comparatively, International Bancshares’ rivals have a beta of 0.61, suggesting that their average share price is 39% less volatile than the S&P 500.

Valuation and Earnings

This table compares International Bancshares and its rivals top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
International Bancshares	$859.07 million	$412.29 million	9.99
International Bancshares Competitors	$223.74 billion	$2.42 billion	21.43

International Bancshares’ rivals have higher revenue and earnings than International Bancshares. International Bancshares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Institutional & Insider Ownership

65.9% of International Bancshares shares are held by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are held by institutional investors. 13.1% of International Bancshares shares are held by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares International Bancshares and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
International Bancshares	38.83%	12.67%	2.47%
International Bancshares Competitors	15.63%	9.41%	0.93%

Analyst Ratings

This is a breakdown of recent recommendations for International Bancshares and its rivals, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International Bancshares	0	0	1	0	3.00
International Bancshares Competitors	7494	30253	27860	1490	2.35

International Bancshares presently has a consensus price target of $85.00, suggesting a potential upside of 26.46%. As a group, “Banks” companies have a potential upside of 14.62%. Given International Bancshares’ stronger consensus rating and higher possible upside, research analysts plainly believe International Bancshares is more favorable than its rivals.

Summary

International Bancshares beats its rivals on 10 of the 15 factors compared.

International Bancshares Company Profile

International Bancshares Corporation is a financial holding company headquartered in Laredo, Texas. Through its principal subsidiary, IBC Bank, the company provides banking and related financial services to individuals, businesses and institutions. IBC Bank offers consumer and commercial deposit accounts, business and personal lending, mortgage services, cash management, treasury services, trust and wealth management, and international banking. Its products are designed to support everyday banking needs as well as commercial financing and cross-border transactions.