Reviewing First Niles Financial (OTCMKTS:FNFI) & Broadway Financial (NASDAQ:BYFC)

Volatility & Risk

First Niles Financial has a beta of 0.34, suggesting that its share price is 66% less volatile than the S&P 500. Comparatively, Broadway Financial has a beta of 0.71, suggesting that its share price is 29% less volatile than the S&P 500.

Valuation & Earnings

This table compares First Niles Financial and Broadway Financial”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Niles Financial	$10.31 million	1.24	$810,000.00	N/A	N/A
Broadway Financial	$33.83 million	1.68	$1.93 million	($0.08)	-77.75

Broadway Financial has higher revenue and earnings than First Niles Financial.

Profitability

This table compares First Niles Financial and Broadway Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Niles Financial	N/A	N/A	N/A
Broadway Financial	3.02%	1.44%	0.14%

Institutional & Insider Ownership

12.1% of Broadway Financial shares are owned by institutional investors. 23.4% of First Niles Financial shares are owned by company insiders. Comparatively, 4.1% of Broadway Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Broadway Financial beats First Niles Financial on 8 of the 9 factors compared between the two stocks.

About First Niles Financial

First Niles Financial, Inc. operates as a holding company for the Home Federal Savings and Loan Association of Niles that provides various banking products and services in Ohio, the United States. The company offers personal and business checking and savings, money market deposit, and Christmas club accounts, as well as certificates of deposit. It also provides various loans, including mortgage and consumer loans, home equity lines of credit, and commercial loans and lines of credit. In addition, the company provides e-statement, and night depository services; debit and ATM cards; safe deposit boxes; direct deposits; I.R.A. certificates of deposit and savings accounts; and online banking services. First Niles Financial, Inc. was founded in 1897 and is based in Niles, Ohio.

About Broadway Financial

Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It accepts various deposit accounts, including savings accounts, checking accounts, interest checking accounts, money market accounts, and fixed-term certificates of deposit. The company also offers mortgage loans, which are secured by multi-family residential properties; single family residential properties; and commercial real estate, including charter schools, community facilities, and churches, as well as commercial business, construction, and consumer loans. In addition, it invests in securities issued by federal government agencies, residential mortgage-backed securities, and other investments. The company was founded in 1946 and is headquartered in Los Angeles, California.