Financial Comparison: Banco de Sabadell (OTCMKTS:BNDSF) vs. Citigroup (NYSE:C)

Banco de Sabadell (OTCMKTS:BNDSF) and Citigroup (NYSE:C) are both financial services companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, risk, dividends, analyst recommendations, earnings and profitability.

Valuation and Earnings

This table compares Banco de Sabadell and Citigroup”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco de Sabadell	N/A	N/A	N/A	$0.08	47.24
Citigroup	$170.76 billion	1.05	$12.68 billion	$6.77	14.41

Citigroup has higher revenue and earnings than Banco de Sabadell. Citigroup is trading at a lower price-to-earnings ratio than Banco de Sabadell, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Banco de Sabadell and Citigroup’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Banco de Sabadell	N/A	N/A	N/A
Citigroup	8.44%	7.29%	0.57%

Analyst Recommendations

This is a breakdown of current ratings and price targets for Banco de Sabadell and Citigroup, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco de Sabadell	0	0	0	0	0.00
Citigroup	0	7	11	0	2.61

Citigroup has a consensus price target of $99.68, suggesting a potential upside of 2.15%. Given Citigroup’s stronger consensus rating and higher possible upside, analysts plainly believe Citigroup is more favorable than Banco de Sabadell.

Institutional & Insider Ownership

11.8% of Banco de Sabadell shares are held by institutional investors. Comparatively, 71.7% of Citigroup shares are held by institutional investors. 0.1% of Citigroup shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

Citigroup beats Banco de Sabadell on 10 of the 11 factors compared between the two stocks.

About Banco de Sabadell

Banco de Sabadell, S.A. provides banking products and services to personal, business, and private customers in Spain and internationally. The company offers retail banking products, such as current and savings accounts, personal loans, cards, and mortgages. It also provides financial products and services to large and medium enterprises, SMEs, shops and self-employed workers, private individuals, and professionals; and consumer finance, asset management, and bancassurance services. In addition, the company offers corporate banking services, including financing services, transactional banking services, and other complex custom solutions in finance, treasury, and import/export, among others. Further, it provides insurance and pension products. The company was founded in 1881 and is based in Alicante, Spain.

About Citigroup

Citigroup Inc., a diversified financial service holding company, provides various financial product and services to consumers, corporations, governments, and institutions worldwide. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes Treasury and Trade Solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and Securities Services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, prime brokerage, research, securities clearing, and settlement. The banking segment includes investment banking; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending, which includes corporate and commercial banking. The U.S. Personal Banking segment provides co-branded cards and retail banking services. The Wealth segment provides financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; and to professional industries, including law firms, consulting groups, accounting, and asset management. The company was founded in 1812 and is headquartered in New York, New York.