Affirm Holdings, Inc. (NASDAQ:AFRM) Receives $87.35 Consensus Price Target from Brokerages

Shares of Affirm Holdings, Inc. (NASDAQ:AFRM) have been given an average recommendation of “Moderate Buy” by the thirty-one ratings firms that are covering the stock, MarketBeat Ratings reports. Ten analysts have rated the stock with a hold recommendation, eighteen have given a buy recommendation and three have given a strong buy recommendation to the company. The average 12-month price objective among brokerages that have covered the stock in the last year is $87.3478.

A number of equities analysts recently issued reports on the stock. Citigroup upgraded shares of Affirm to a “strong-buy” rating in a research report on Thursday, October 23rd. Wall Street Zen raised shares of Affirm from a “hold” rating to a “buy” rating in a research note on Saturday, October 11th. Jefferies Financial Group increased their price objective on shares of Affirm from $82.00 to $95.00 and gave the company a “buy” rating in a report on Tuesday, August 26th. Redburn Atlantic upgraded shares of Affirm to a “hold” rating in a research note on Friday, August 1st. Finally, The Goldman Sachs Group cut their target price on Affirm from $105.00 to $94.00 and set a “buy” rating for the company in a research report on Monday, October 13th.

Affirm Stock Up 4.3%

AFRM opened at $71.88 on Thursday. The stock’s 50 day moving average price is $79.25 and its 200 day moving average price is $67.41. The company has a debt-to-equity ratio of 2.55, a current ratio of 11.54 and a quick ratio of 11.54. The stock has a market cap of $23.41 billion, a P/E ratio of 552.97, a P/E/G ratio of 4.59 and a beta of 3.58. Affirm has a 12 month low of $30.90 and a 12 month high of $100.00.

Affirm (NASDAQ:AFRM) last announced its quarterly earnings results on Thursday, August 28th. The company reported $0.20 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.11 by $0.09. The company had revenue of $876.42 million during the quarter, compared to analyst estimates of $834.94 million. Affirm had a return on equity of 1.80% and a net margin of 1.62%.The firm’s quarterly revenue was up 32.9% on a year-over-year basis. During the same quarter in the previous year, the firm posted ($0.14) EPS. Affirm has set its FY 2026 guidance at EPS. Q1 2026 guidance at EPS. As a group, research analysts predict that Affirm will post -0.18 earnings per share for the current year.

Insider Buying and Selling

In other Affirm news, Director Christa S. Quarles sold 15,000 shares of the business’s stock in a transaction dated Friday, August 29th. The shares were sold at an average price of $93.00, for a total value of $1,395,000.00. Following the sale, the director directly owned 122,241 shares in the company, valued at approximately $11,368,413. The trade was a 10.93% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, insider Katherine Adkins sold 36,878 shares of the company’s stock in a transaction dated Friday, August 29th. The shares were sold at an average price of $95.00, for a total transaction of $3,503,410.00. Following the completion of the sale, the insider directly owned 113,400 shares of the company’s stock, valued at $10,773,000. The trade was a 24.54% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. In the last ninety days, insiders have sold 1,844,552 shares of company stock worth $154,885,240. 11.82% of the stock is owned by corporate insiders.

Institutional Trading of Affirm

A number of hedge funds and other institutional investors have recently made changes to their positions in AFRM. Fortis Capital Advisors LLC acquired a new stake in Affirm during the third quarter valued at approximately $538,000. Vanguard Personalized Indexing Management LLC increased its holdings in shares of Affirm by 13.2% in the third quarter. Vanguard Personalized Indexing Management LLC now owns 35,200 shares of the company’s stock valued at $2,572,000 after buying an additional 4,098 shares in the last quarter. Cullen Frost Bankers Inc. lifted its position in shares of Affirm by 321.5% during the 3rd quarter. Cullen Frost Bankers Inc. now owns 1,703 shares of the company’s stock valued at $124,000 after acquiring an additional 1,299 shares during the last quarter. PFG Investments LLC bought a new stake in shares of Affirm during the 3rd quarter worth $262,000. Finally, Resona Asset Management Co. Ltd. acquired a new position in shares of Affirm in the 3rd quarter worth $6,036,000. 69.29% of the stock is currently owned by institutional investors.

About Affirm

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.