Head-To-Head Comparison: FFBW (NASDAQ:FFBW) versus Heritage Southeast Bancorporation (OTCMKTS:HSBI)

Valuation and Earnings

This table compares Heritage Southeast Bancorporation and FFBW”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Heritage Southeast Bancorporation	$75.43 million	0.00	$13.81 million	$2.19	N/A
FFBW	$11.90 million	5.08	$1.51 million	$0.57	24.91

Heritage Southeast Bancorporation has higher revenue and earnings than FFBW. Heritage Southeast Bancorporation is trading at a lower price-to-earnings ratio than FFBW, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Heritage Southeast Bancorporation and FFBW’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Heritage Southeast Bancorporation	20.73%	N/A	N/A
FFBW	N/A	N/A	N/A

Volatility & Risk

Heritage Southeast Bancorporation has a beta of 0.85, suggesting that its stock price is 15% less volatile than the S&P 500. Comparatively, FFBW has a beta of 0.18, suggesting that its stock price is 82% less volatile than the S&P 500.

Institutional & Insider Ownership

0.2% of Heritage Southeast Bancorporation shares are owned by institutional investors. 29.6% of Heritage Southeast Bancorporation shares are owned by company insiders. Comparatively, 4.8% of FFBW shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Heritage Southeast Bancorporation beats FFBW on 7 of the 8 factors compared between the two stocks.

About Heritage Southeast Bancorporation

Heritage Southeast Bancorporation, Inc. operates as the bank holding company for Heritage Southeast Bank that provides a range of commercial and consumer banking products and services primarily in North and South Metro Atlanta, southeastern Georgia, and Northeastern Florida. The company offers checking and savings, money market, and individual retirement accounts, as well as certificates of deposit; personal, home equity, mortgage, term, small business administration, commercial real estate, and construction loans; personal lines of credit; accounts receivable financing; credit and debit cards; and mobile, online, and telephone banking services, as well as cash management, courier, and remote deposit services. The company was founded in 1995 and is based in Jonesboro, Georgia.

About FFBW

FFBW, Inc. operates as the holding company for First Federal Bank of Wisconsin that provides banking products and services in the United States. It offers deposit accounts, including noninterest-bearing and interest-bearing checking accounts, money market accounts, statement savings, and health savings, as well as certificates of deposit. The company also provides various loans, which include one- to four family owner-occupied and investor-owned residential real estate, multifamily residential real estate, commercial real estate, commercial and industrial, and commercial development loans, as well as consumer loans, such as home equity lines of credit, new and used automobile loans, boat loans, recreational vehicle loans, and loans secured by certificates of deposit. FFBW, Inc. was founded in 1922 and is based in Brookfield, Wisconsin.