Oportun Financial (NASDAQ:OPRT) Posts Quarterly Earnings Results, Beats Expectations By $0.09 EPS

Oportun Financial (NASDAQ:OPRT) issued its quarterly earnings results on Tuesday. The company reported $0.35 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.26 by $0.09, Zacks reports. Oportun Financial had a positive return on equity of 13.15% and a negative net margin of 0.47%. Oportun Financial updated its Q4 2025 guidance to EPS and its FY 2025 guidance to 1.300-1.400 EPS.

Oportun Financial Stock Performance

Shares of OPRT stock traded down $0.23 during mid-day trading on Tuesday, hitting $5.13. The company’s stock had a trading volume of 987,433 shares, compared to its average volume of 541,353. The company has a market cap of $225.77 million, a PE ratio of 5.25 and a beta of 1.35. Oportun Financial has a 52 week low of $2.62 and a 52 week high of $9.24. The company’s fifty day simple moving average is $6.06 and its 200-day simple moving average is $6.25.

Analysts Set New Price Targets

Several research analysts recently issued reports on the stock. Zacks Research downgraded shares of Oportun Financial from a “strong-buy” rating to a “hold” rating in a research report on Monday, October 6th. Weiss Ratings restated a “sell (d-)” rating on shares of Oportun Financial in a research report on Wednesday, October 8th. JPMorgan Chase & Co. reiterated an “underweight” rating and issued a $6.00 price target (down previously from $8.00) on shares of Oportun Financial in a report on Tuesday, October 7th. Finally, Wall Street Zen raised shares of Oportun Financial from a “buy” rating to a “strong-buy” rating in a research note on Saturday. Two research analysts have rated the stock with a Buy rating, three have given a Hold rating and two have given a Sell rating to the company’s stock. Based on data from MarketBeat.com, the company presently has a consensus rating of “Hold” and an average price target of $8.67.

Insider Buying and Selling at Oportun Financial

In other Oportun Financial news, insider Kathleen I. Layton sold 4,214 shares of the company’s stock in a transaction dated Wednesday, September 10th. The shares were sold at an average price of $6.64, for a total transaction of $27,980.96. Following the sale, the insider directly owned 159,184 shares of the company’s stock, valued at $1,056,981.76. This represents a 2.58% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. 9.30% of the stock is owned by insiders.

Institutional Trading of Oportun Financial

A number of hedge funds have recently bought and sold shares of the company. The Manufacturers Life Insurance Company purchased a new stake in Oportun Financial in the 2nd quarter worth approximately $85,000. New York State Common Retirement Fund bought a new position in shares of Oportun Financial in the second quarter worth approximately $97,000. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. purchased a new stake in shares of Oportun Financial in the second quarter worth $131,000. NewEdge Advisors LLC bought a new stake in shares of Oportun Financial during the 1st quarter valued at $132,000. Finally, Rhumbline Advisers bought a new position in Oportun Financial in the 2nd quarter worth $348,000. Hedge funds and other institutional investors own 82.70% of the company’s stock.

Oportun Financial Company Profile

Oportun Financial Corporation provides financial services. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Carlos, California.