Affirm (AFRM) Expected to Announce Quarterly Earnings on Thursday

Affirm (NASDAQ:AFRM) is anticipated to release its Q1 2026 results before the market opens on Thursday, November 6th. Analysts expect Affirm to post earnings of $0.10 per share and revenue of $881.8290 million for the quarter. Affirm has set its FY 2026 guidance at EPS. Q1 2026 guidance at EPS.Interested persons may visit the the company’s upcoming Q1 2026 earningresults page for the latest details on the call scheduled for Thursday, November 6, 2025 at 5:00 PM ET.

Affirm (NASDAQ:AFRM) last released its quarterly earnings results on Thursday, August 28th. The company reported $0.20 EPS for the quarter, topping analysts’ consensus estimates of $0.11 by $0.09. Affirm had a return on equity of 1.80% and a net margin of 1.62%.The company had revenue of $876.42 million for the quarter, compared to analysts’ expectations of $834.94 million. During the same period in the prior year, the firm earned ($0.14) earnings per share. The firm’s revenue was up 32.9% compared to the same quarter last year. On average, analysts expect Affirm to post $0 EPS for the current fiscal year and $1 EPS for the next fiscal year.

Affirm Trading Down 0.9%

AFRM opened at $71.41 on Wednesday. Affirm has a 52 week low of $30.90 and a 52 week high of $100.00. The company has a quick ratio of 11.54, a current ratio of 11.54 and a debt-to-equity ratio of 2.55. The business has a fifty day simple moving average of $79.01 and a 200-day simple moving average of $68.02. The firm has a market cap of $23.25 billion, a P/E ratio of 549.35, a P/E/G ratio of 4.60 and a beta of 3.57.

Analyst Ratings Changes

Several brokerages have commented on AFRM. Oppenheimer set a $80.00 price target on shares of Affirm and gave the company an “outperform” rating in a research report on Monday, July 21st. Rothschild & Co Redburn upgraded Affirm from a “neutral” rating to a “buy” rating and increased their price objective for the company from $74.00 to $101.00 in a research note on Monday, October 6th. Wall Street Zen raised Affirm from a “hold” rating to a “buy” rating in a research note on Saturday, October 11th. Citigroup upgraded Affirm to a “strong-buy” rating in a report on Thursday, October 23rd. Finally, Bank of America lifted their price objective on Affirm from $90.00 to $94.00 and gave the company a “buy” rating in a research note on Friday, August 29th. Three equities research analysts have rated the stock with a Strong Buy rating, eighteen have assigned a Buy rating and ten have assigned a Hold rating to the company. According to MarketBeat.com, the company currently has an average rating of “Moderate Buy” and a consensus target price of $87.35.

Insider Activity

In related news, CFO Robert O’hare sold 31,423 shares of the company’s stock in a transaction that occurred on Tuesday, September 2nd. The stock was sold at an average price of $83.30, for a total value of $2,617,535.90. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through the SEC website. Also, insider Katherine Adkins sold 36,878 shares of the firm’s stock in a transaction that occurred on Friday, August 29th. The stock was sold at an average price of $95.00, for a total transaction of $3,503,410.00. Following the sale, the insider directly owned 113,400 shares in the company, valued at approximately $10,773,000. The trade was a 24.54% decrease in their position. The SEC filing for this sale provides additional information. Insiders have sold 1,761,596 shares of company stock valued at $148,662,354 over the last 90 days. Insiders own 11.01% of the company’s stock.

Hedge Funds Weigh In On Affirm

Several large investors have recently bought and sold shares of the stock. Atreides Management LP increased its position in shares of Affirm by 543.3% during the second quarter. Atreides Management LP now owns 1,977,882 shares of the company’s stock worth $136,751,000 after purchasing an additional 1,670,429 shares in the last quarter. Durable Capital Partners LP increased its position in Affirm by 12.3% during the second quarter. Durable Capital Partners LP now owns 7,389,337 shares of the company’s stock worth $510,899,000 after buying an additional 808,455 shares during the period. AQR Capital Management LLC lifted its stake in Affirm by 543.9% in the second quarter. AQR Capital Management LLC now owns 330,561 shares of the company’s stock valued at $22,855,000 after buying an additional 279,225 shares during the last quarter. Man Group plc lifted its stake in Affirm by 257.7% in the second quarter. Man Group plc now owns 352,142 shares of the company’s stock valued at $24,347,000 after buying an additional 253,699 shares during the last quarter. Finally, Worldquant Millennium Advisors LLC acquired a new stake in shares of Affirm in the second quarter valued at approximately $12,343,000. Institutional investors and hedge funds own 69.29% of the company’s stock.

About Affirm

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.