Camden National (NASDAQ:CAC) and LINKBANCORP (NASDAQ:LNKB) Head to Head Comparison

Camden National (NASDAQ:CAC) and LINKBANCORP (NASDAQ:LNKB) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, earnings, institutional ownership, analyst recommendations, risk, dividends and valuation.

Valuation & Earnings

This table compares Camden National and LINKBANCORP”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Camden National	$228.12 million	2.91	$53.00 million	$3.51	11.17
LINKBANCORP	$167.59 million	1.61	$26.21 million	$1.02	7.06

Camden National has higher revenue and earnings than LINKBANCORP. LINKBANCORP is trading at a lower price-to-earnings ratio than Camden National, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Camden National and LINKBANCORP’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Camden National	16.24%	11.06%	1.02%
LINKBANCORP	20.81%	10.41%	1.05%

Dividends

Camden National pays an annual dividend of $1.68 per share and has a dividend yield of 4.3%. LINKBANCORP pays an annual dividend of $0.30 per share and has a dividend yield of 4.2%. Camden National pays out 47.9% of its earnings in the form of a dividend. LINKBANCORP pays out 29.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Institutional & Insider Ownership

77.4% of Camden National shares are held by institutional investors. Comparatively, 37.5% of LINKBANCORP shares are held by institutional investors. 1.7% of Camden National shares are held by company insiders. Comparatively, 37.5% of LINKBANCORP shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Risk & Volatility

Camden National has a beta of 0.66, indicating that its share price is 34% less volatile than the S&P 500. Comparatively, LINKBANCORP has a beta of 0.46, indicating that its share price is 54% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for Camden National and LINKBANCORP, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Camden National	0	4	2	0	2.33
LINKBANCORP	0	1	1	1	3.00

Camden National presently has a consensus price target of $46.75, suggesting a potential upside of 19.26%. LINKBANCORP has a consensus price target of $8.75, suggesting a potential upside of 21.53%. Given LINKBANCORP’s stronger consensus rating and higher possible upside, analysts plainly believe LINKBANCORP is more favorable than Camden National.

Summary

Camden National beats LINKBANCORP on 10 of the 17 factors compared between the two stocks.

About Camden National

Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in Maine, New Hampshire, and Massachusetts. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial estate loans, owner-occupied commercial real estate loans, unsecured fully-guaranteed commercial loans backed by the small business administration, loans secured by one-to four-family properties, and consumer and home equity loans. The company also provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.

About LINKBANCORP

LINKBANCORP, Inc. operates as a bank holding company for The Gratz Bank, that provides various banking products and services to individuals, families, nonprofit, and business customers in Pennsylvania. Its deposit products include demand, saving, and money market accounts, as well as certificates of deposits. The company also offers commercial real estate, commercial business, commercial real estate construction, land development, residential real estate, home equity, consumer, agricultural, and municipal loans. It also provides online banking, mobile banking, direct and remote deposit, and cash management services. The company was incorporated in 2018 and is headquartered in Camp Hill, Pennsylvania.