Reviewing Tenet Fintech Group (OTCMKTS:PKKFF) & Global Payments (NYSE:GPN)

Tenet Fintech Group (OTCMKTS:PKKFF) and Global Payments (NYSE:GPN) are both business services companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, dividends, analyst recommendations, earnings, profitability and risk.

Analyst Ratings

This is a breakdown of current recommendations for Tenet Fintech Group and Global Payments, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Tenet Fintech Group	0	0	0	0	0.00
Global Payments	0	15	7	2	2.46

Global Payments has a consensus price target of $103.90, suggesting a potential upside of 35.32%. Given Global Payments’ stronger consensus rating and higher possible upside, analysts plainly believe Global Payments is more favorable than Tenet Fintech Group.

Institutional and Insider Ownership

0.3% of Tenet Fintech Group shares are owned by institutional investors. Comparatively, 89.8% of Global Payments shares are owned by institutional investors. 1.0% of Global Payments shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Valuation and Earnings

This table compares Tenet Fintech Group and Global Payments”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Tenet Fintech Group	$2.03 million	7.07	-$42.29 million	($0.09)	-0.65
Global Payments	$10.08 billion	1.80	$1.57 billion	$7.12	10.78

Global Payments has higher revenue and earnings than Tenet Fintech Group. Tenet Fintech Group is trading at a lower price-to-earnings ratio than Global Payments, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Tenet Fintech Group has a beta of 1.25, indicating that its stock price is 25% more volatile than the S&P 500. Comparatively, Global Payments has a beta of 0.95, indicating that its stock price is 5% less volatile than the S&P 500.

Profitability

This table compares Tenet Fintech Group and Global Payments’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Tenet Fintech Group	-1,215.85%	-555.28%	-65.57%
Global Payments	15.07%	12.47%	5.97%

Summary

Global Payments beats Tenet Fintech Group on 13 of the 15 factors compared between the two stocks.

About Tenet Fintech Group

Tenet Fintech Group Inc., through its subsidiaries, provides various analytics and AI-based services to small-and-medium businesses and financial institutions. It offers Business Hub, a global ecosystem where analytics and AI are used to create opportunities and facilitate B2B transactions among its members. The company was formerly known as Peak Fintech Group Inc. and changed its name to Tenet Fintech Group Inc. in November 2021. Tenet Fintech Group Inc. was incorporated in 2008 and is headquartered in Toronto, Canada.

About Global Payments

Global Payments Inc. provides payment technology and software solutions for card, check, and digital-based payments in the Americas, Europe, and the Asia-Pacific. It operates through two segments, Merchant Solutions and Issuer Solutions. The Merchant Solutions segment offers authorization, settlement and funding, customer support, chargeback resolution, terminal rental, sales and deployment, payment security, and consolidated billing and reporting services. This segment also provides an array of enterprise software solutions that streamline business operations of its customers in various vertical markets; and value-added solutions and services, such as point-of-sale software, analytics and customer engagement, payroll and reporting, and human capital management. The Issuer Solutions segment offers solutions that enable financial institutions and retailers to manage their card portfolios through a platform; and commercial payments, account payables, and electronic payment alternatives solutions for businesses and governments. It markets its products and services through direct sales force, trade associations, agent and enterprise software providers, referral arrangements with value-added resellers, and independent sales organizations. The company was founded in 1967 and is headquartered in Atlanta, Georgia.