What is Zacks Research’s Forecast for PB FY2025 Earnings?

Prosperity Bancshares, Inc. (NYSE:PB) – Stock analysts at Zacks Research reduced their FY2025 earnings estimates for Prosperity Bancshares in a research note issued on Monday, December 22nd. Zacks Research analyst Team now expects that the bank will post earnings per share of $5.66 for the year, down from their previous estimate of $5.68. The consensus estimate for Prosperity Bancshares’ current full-year earnings is $5.83 per share. Zacks Research also issued estimates for Prosperity Bancshares’ Q4 2025 earnings at $1.42 EPS, Q1 2026 earnings at $1.37 EPS, Q2 2026 earnings at $1.52 EPS, FY2026 earnings at $6.09 EPS and Q2 2027 earnings at $1.69 EPS.

A number of other research analysts have also commented on the company. TD Cowen upped their price target on Prosperity Bancshares from $79.00 to $83.00 and gave the company a “buy” rating in a research report on Friday, October 31st. Weiss Ratings restated a “hold (c)” rating on shares of Prosperity Bancshares in a report on Wednesday, October 8th. Raymond James Financial reiterated an “outperform” rating and issued a $77.00 price target (up previously from $75.00) on shares of Prosperity Bancshares in a report on Thursday, October 30th. Hovde Group downgraded shares of Prosperity Bancshares from a “strong-buy” rating to a “hold” rating in a research report on Wednesday, November 26th. Finally, Citigroup reaffirmed a “neutral” rating and issued a $68.00 target price (down from $78.00) on shares of Prosperity Bancshares in a research report on Monday, September 15th. Ten research analysts have rated the stock with a Buy rating and six have given a Hold rating to the company’s stock. Based on data from MarketBeat.com, Prosperity Bancshares currently has an average rating of “Moderate Buy” and a consensus price target of $80.29.

Prosperity Bancshares Trading Down 1.2%

Prosperity Bancshares stock opened at $70.77 on Wednesday. The firm has a market cap of $6.72 billion, a P/E ratio of 12.62, a P/E/G ratio of 1.06 and a beta of 0.70. Prosperity Bancshares has a 1-year low of $61.06 and a 1-year high of $82.75. The firm has a 50-day moving average of $67.66 and a 200-day moving average of $68.19.

Prosperity Bancshares (NYSE:PB) last announced its quarterly earnings results on Wednesday, October 29th. The bank reported $1.45 earnings per share (EPS) for the quarter, hitting analysts’ consensus estimates of $1.45. Prosperity Bancshares had a net margin of 30.28% and a return on equity of 7.06%. The business had revenue of $314.67 million for the quarter, compared to analyst estimates of $317.94 million. During the same quarter last year, the firm earned $1.34 EPS. The company’s revenue was up 3.9% on a year-over-year basis.

Prosperity Bancshares Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Friday, January 2nd. Stockholders of record on Monday, December 15th will be given a $0.60 dividend. The ex-dividend date of this dividend is Monday, December 15th. This represents a $2.40 dividend on an annualized basis and a dividend yield of 3.4%. This is a boost from Prosperity Bancshares’s previous quarterly dividend of $0.58. Prosperity Bancshares’s payout ratio is currently 42.78%.

Insider Buying and Selling

In related news, Director Harrison Stafford II sold 800 shares of the stock in a transaction dated Thursday, December 4th. The shares were sold at an average price of $70.76, for a total value of $56,608.00. Following the completion of the transaction, the director directly owned 107,937 shares in the company, valued at $7,637,622.12. This trade represents a 0.74% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available through this hyperlink. Also, Director Ned S. Holmes sold 600 shares of the business’s stock in a transaction dated Wednesday, October 1st. The stock was sold at an average price of $66.62, for a total transaction of $39,972.00. Following the sale, the director directly owned 43,800 shares in the company, valued at $2,917,956. The trade was a 1.35% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders sold a total of 15,050 shares of company stock worth $1,022,898 in the last three months. 4.20% of the stock is owned by corporate insiders.

Institutional Trading of Prosperity Bancshares

Hedge funds and other institutional investors have recently made changes to their positions in the stock. Mather Group LLC. bought a new position in Prosperity Bancshares during the 3rd quarter valued at approximately $26,000. Community Bank N.A. bought a new stake in Prosperity Bancshares in the third quarter worth $29,000. Steph & Co. purchased a new stake in shares of Prosperity Bancshares in the second quarter worth $38,000. Danske Bank A S bought a new position in shares of Prosperity Bancshares during the third quarter valued at $40,000. Finally, Annis Gardner Whiting Capital Advisors LLC purchased a new position in shares of Prosperity Bancshares in the 3rd quarter worth about $42,000. Hedge funds and other institutional investors own 80.69% of the company’s stock.

Key Headlines Impacting Prosperity Bancshares

Here are the key news stories impacting Prosperity Bancshares this week:

• Positive Sentiment: Zacks raised multiple near‑term quarterly forecasts (Q1 2026 to $1.37 from $1.35; Q2 2026 to $1.52 from $1.51; Q4 2026 to $1.65 from $1.64; Q1 2027 to $1.65 from $1.64; Q2 2027 to $1.69 from $1.68) and nudged FY2026 up to $6.09 from $6.07 — signals of slightly stronger expected earnings momentum. Zacks Research note
• Neutral Sentiment: Zacks left the headline consensus for the current full year at $5.83 EPS, indicating these revisions are modest and do not change the broad street estimate. Zacks Research note
• Negative Sentiment: Offsetting cuts include Q4 2025 trimmed to $1.42 from $1.44 and FY2025 to $5.66 from $5.68, plus a reduction to Q3 2027 (to $1.67 from $1.72) and a slight FY2027 trim to $6.77 from $6.79 — small pulls on near‑term and longer‑term estimates. Zacks Research note

About Prosperity Bancshares

Prosperity Bancshares, Inc is a holding company for Prosperity Bank, offering a broad range of commercial and consumer banking services across Texas, Oklahoma, Arkansas and Louisiana. Through its network of branches and digital platforms, the company provides deposit products, business and real estate lending, treasury management, mortgage origination and servicing, as well as wealth management and trust services.

Originally chartered in 1911 as First National Bank in McKinney, Texas, the organization rebranded to Prosperity Bank in 2009 following a series of strategic acquisitions aimed at deepening its regional presence.