Financial Institutions (FISI) Projected to Post Earnings on Thursday

Financial Institutions (NASDAQ:FISI) is projected to post its Q4 2025 results after the market closes on Thursday, January 29th. Analysts expect the company to announce earnings of $0.95 per share and revenue of $62.9850 million for the quarter. Parties can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Friday, January 30, 2026 at 8:30 AM ET.

Financial Institutions (NASDAQ:FISI) last announced its quarterly earnings results on Monday, November 3rd. The bank reported $0.99 earnings per share for the quarter. The firm had revenue of $63.85 million for the quarter. Financial Institutions had a negative net margin of 2.93% and a positive return on equity of 11.10%. On average, analysts expect Financial Institutions to post $3 EPS for the current fiscal year and $4 EPS for the next fiscal year.

Financial Institutions Stock Performance

Shares of FISI stock opened at $32.22 on Wednesday. Financial Institutions has a 12 month low of $20.97 and a 12 month high of $33.73. The company’s fifty day simple moving average is $31.48 and its 200-day simple moving average is $28.67. The firm has a market cap of $648.59 million, a PE ratio of -23.52 and a beta of 0.70. The company has a quick ratio of 0.87, a current ratio of 0.87 and a debt-to-equity ratio of 0.19.

Financial Institutions Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Friday, January 2nd. Investors of record on Monday, December 15th were given a dividend of $0.31 per share. The ex-dividend date of this dividend was Monday, December 15th. This represents a $1.24 dividend on an annualized basis and a yield of 3.8%. Financial Institutions’s dividend payout ratio is currently -90.51%.

Institutional Inflows and Outflows

Large investors have recently made changes to their positions in the business. Larson Financial Group LLC increased its holdings in Financial Institutions by 3,150.0% during the 3rd quarter. Larson Financial Group LLC now owns 1,170 shares of the bank’s stock valued at $32,000 after purchasing an additional 1,134 shares during the period. EverSource Wealth Advisors LLC grew its position in shares of Financial Institutions by 679.4% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 1,738 shares of the bank’s stock worth $45,000 after buying an additional 1,515 shares during the last quarter. Comerica Bank increased its stake in shares of Financial Institutions by 39.8% during the third quarter. Comerica Bank now owns 1,647 shares of the bank’s stock valued at $45,000 after buying an additional 469 shares during the period. Advisory Services Network LLC bought a new position in shares of Financial Institutions during the third quarter valued at approximately $53,000. Finally, BNP Paribas Financial Markets boosted its holdings in Financial Institutions by 461.5% in the second quarter. BNP Paribas Financial Markets now owns 6,042 shares of the bank’s stock valued at $155,000 after acquiring an additional 4,966 shares in the last quarter. 60.45% of the stock is owned by hedge funds and other institutional investors.

Analyst Ratings Changes

FISI has been the topic of a number of research analyst reports. Wall Street Zen upgraded shares of Financial Institutions from a “hold” rating to a “buy” rating in a research report on Sunday, December 28th. Keefe, Bruyette & Woods raised their price objective on Financial Institutions from $34.00 to $35.00 and gave the company an “outperform” rating in a report on Monday, October 27th. Weiss Ratings reaffirmed a “hold (c-)” rating on shares of Financial Institutions in a report on Monday, December 29th. Zacks Research upgraded Financial Institutions to a “hold” rating in a research report on Thursday, December 18th. Finally, Piper Sandler restated a “neutral” rating and set a $34.00 price target on shares of Financial Institutions in a report on Wednesday, December 17th. One research analyst has rated the stock with a Buy rating and four have given a Hold rating to the company. Based on data from MarketBeat.com, Financial Institutions has a consensus rating of “Hold” and a consensus price target of $33.67.

About Financial Institutions

Financial Institutions, Inc (NASDAQ: FISI) is a non-diversified, closed-end management investment company that seeks to provide tax-advantaged income to shareholders. The company invests primarily in investment-grade municipal obligations issued by states, municipalities and government agencies across the United States. By focusing on high-credit-quality bonds, Financial Institutions aims to deliver current income that is exempt from federal income tax.

In constructing its portfolio, the company may also utilize money market instruments and repurchase agreements to manage liquidity and facilitate efficient settlement.