Visa (NYSE:V) Trading 1.6% Higher Following Better-Than-Expected Earnings

Visa Inc. (NYSE:V) shares were up 1.6% during mid-day trading on Thursday following a better than expected earnings announcement. The company traded as high as $333.36 and last traded at $332.2120. Approximately 10,147,636 shares traded hands during trading, an increase of 21% from the average daily volume of 8,383,762 shares. The stock had previously closed at $326.98.

The credit-card processor reported $3.17 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $3.14 by $0.03. The company had revenue of $10.90 billion during the quarter, compared to analysts’ expectations of $10.69 billion. Visa had a net margin of 50.15% and a return on equity of 60.31%.

Trending Headlines about Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Q1 results beat: Visa reported EPS $3.17 vs. $3.14 consensus and revenue $10.90B vs. $10.69B expected; net margin ~50% and ROE ~60% underline strong profitability and cash generation. View Press Release
• Positive Sentiment: Analyst upgrades: Multiple firms lifted ratings (including upgrades to strong-buy / buy and a $385 price target from Redburn), supporting upside expectations and helping sentiment. Upgrades Coverage
• Positive Sentiment: Partnerships and product expansion: Visa announced collaborations to expand payments reach (e.g., GCash cross‑border funding) and a merchant/resident commerce tie-up with Amenify, which can drive incremental volumes and product adoption. GCash Partnership Amenify Announcement
• Neutral Sentiment: Investor materials / webcast: Visa filed its 8‑K and hosted a webcast to discuss Q1 results — useful for digging into guidance, TPV trends, and margin drivers. Earnings Release & Webcast
• Neutral Sentiment: Media and previews: Coverage ahead of the print and macro headlines (unit labor costs, market futures) set context but were secondary to the company release. Earnings Preview Macro Context
• Negative Sentiment: Technical headwind: The stock trades below its 50‑ and 200‑day moving averages, which can cap near‑term upside and prompt profit‑taking if beats don’t translate to raised guidance.
• Negative Sentiment: Competitive risk: Capital One’s recent acquisition of Brex (and other bank fintech moves) could intensify competition in corporate and commercial card segments over time. Capital One / Brex Coverage
• Negative Sentiment: Reputational/policy risk: Reports that Visa may permit certain reward redemptions tied to controversial accounts could create PR or regulatory scrutiny in specific markets. Story on Rewards Policy

Analyst Ratings Changes

Several analysts have weighed in on V shares. Redburn Partners set a $385.00 target price on Visa in a report on Wednesday. Citigroup upgraded shares of Visa to a “strong-buy” rating in a report on Thursday, October 23rd. Rothschild & Co Redburn raised shares of Visa from a “neutral” rating to a “buy” rating and set a $385.00 price target on the stock in a report on Wednesday. Macquarie lowered their price target on shares of Visa from $425.00 to $410.00 and set an “outperform” rating on the stock in a research report on Wednesday, October 29th. Finally, Piper Sandler set a $160.00 target price on Visa in a research note on Wednesday. Six analysts have rated the stock with a Strong Buy rating, twenty have issued a Buy rating and four have assigned a Hold rating to the stock. According to MarketBeat, the stock presently has an average rating of “Buy” and a consensus price target of $391.58.

Insider Activity at Visa

In related news, CEO Ryan Mcinerney sold 10,485 shares of the company’s stock in a transaction that occurred on Friday, January 2nd. The shares were sold at an average price of $349.18, for a total transaction of $3,661,152.30. Following the completion of the transaction, the chief executive officer owned 9,401 shares of the company’s stock, valued at approximately $3,282,641.18. This represents a 52.73% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Also, Director Lloyd Carney sold 900 shares of Visa stock in a transaction on Tuesday, November 4th. The shares were sold at an average price of $336.48, for a total transaction of $302,832.00. Following the completion of the transaction, the director owned 2,468 shares in the company, valued at approximately $830,432.64. This trade represents a 26.72% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Over the last three months, insiders sold 24,042 shares of company stock worth $8,247,289. 0.12% of the stock is owned by company insiders.

Institutional Trading of Visa

Institutional investors have recently modified their holdings of the company. Wheelhouse Advisory Group LLC purchased a new stake in Visa during the fourth quarter worth approximately $278,000. Aprio Wealth Management LLC raised its holdings in shares of Visa by 60.2% during the 4th quarter. Aprio Wealth Management LLC now owns 13,137 shares of the credit-card processor’s stock valued at $4,607,000 after buying an additional 4,936 shares during the period. S.A. Mason LLC lifted its position in Visa by 19.0% during the 4th quarter. S.A. Mason LLC now owns 5,639 shares of the credit-card processor’s stock worth $1,978,000 after acquiring an additional 900 shares in the last quarter. Camelot Portfolios LLC acquired a new stake in Visa in the fourth quarter valued at approximately $140,000. Finally, Alexis Investment Partners LLC raised its stake in shares of Visa by 2.8% during the fourth quarter. Alexis Investment Partners LLC now owns 4,624 shares of the credit-card processor’s stock valued at $1,632,000 after purchasing an additional 128 shares during the period. Hedge funds and other institutional investors own 82.15% of the company’s stock.

Visa Trading Up 1.6%

The firm has a market capitalization of $605.20 billion, a price-to-earnings ratio of 32.54, a PEG ratio of 1.91 and a beta of 0.81. The business’s 50-day moving average price is $338.70 and its 200 day moving average price is $341.86. The company has a debt-to-equity ratio of 0.53, a current ratio of 1.08 and a quick ratio of 1.08.

Visa Company Profile

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.