First Business Financial Services (NASDAQ:FBIZ) Announces Quarterly Earnings Results

First Business Financial Services (NASDAQ:FBIZ) announced its quarterly earnings results on Thursday. The financial services provider reported $1.58 earnings per share for the quarter, topping analysts’ consensus estimates of $1.38 by $0.20, FiscalAI reports. The company had revenue of $42.22 million during the quarter, compared to analysts’ expectations of $43.10 million. First Business Financial Services had a return on equity of 15.05% and a net margin of 18.02%.

First Business Financial Services Stock Performance

Shares of NASDAQ FBIZ opened at $57.32 on Friday. First Business Financial Services has a one year low of $42.18 and a one year high of $59.85. The business has a fifty day simple moving average of $55.41 and a 200 day simple moving average of $52.30. The firm has a market capitalization of $476.90 million, a price-to-earnings ratio of 9.63 and a beta of 0.75. The company has a current ratio of 1.03, a quick ratio of 1.03 and a debt-to-equity ratio of 0.77.

First Business Financial Services Increases Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Saturday, February 28th. Shareholders of record on Saturday, February 14th will be given a $0.34 dividend. The ex-dividend date is Friday, February 13th. This represents a $1.36 dividend on an annualized basis and a dividend yield of 2.4%. This is an increase from First Business Financial Services’s previous quarterly dividend of $0.29. First Business Financial Services’s dividend payout ratio is 19.08%.

Institutional Trading of First Business Financial Services

Large investors have recently bought and sold shares of the business. Vanguard Group Inc. lifted its stake in First Business Financial Services by 6.8% in the third quarter. Vanguard Group Inc. now owns 481,681 shares of the financial services provider’s stock valued at $24,691,000 after buying an additional 30,499 shares in the last quarter. Federated Hermes Inc. raised its holdings in shares of First Business Financial Services by 1.4% during the second quarter. Federated Hermes Inc. now owns 71,254 shares of the financial services provider’s stock worth $3,610,000 after acquiring an additional 975 shares during the period. Invesco Ltd. lifted its position in First Business Financial Services by 0.7% in the 2nd quarter. Invesco Ltd. now owns 58,169 shares of the financial services provider’s stock valued at $2,947,000 after acquiring an additional 400 shares in the last quarter. Ameriprise Financial Inc. boosted its stake in First Business Financial Services by 10.6% in the 3rd quarter. Ameriprise Financial Inc. now owns 49,509 shares of the financial services provider’s stock worth $2,538,000 after purchasing an additional 4,763 shares during the period. Finally, Two Sigma Investments LP raised its stake in shares of First Business Financial Services by 14.7% in the 3rd quarter. Two Sigma Investments LP now owns 46,207 shares of the financial services provider’s stock valued at $2,369,000 after purchasing an additional 5,934 shares during the period. 60.07% of the stock is owned by institutional investors.

Analysts Set New Price Targets

A number of equities research analysts have issued reports on the company. Piper Sandler upped their target price on First Business Financial Services from $58.00 to $61.00 and gave the stock an “overweight” rating in a research report on Tuesday, November 4th. Weiss Ratings restated a “buy (b)” rating on shares of First Business Financial Services in a research note on Thursday, January 22nd. Four investment analysts have rated the stock with a Buy rating, According to MarketBeat, the stock has a consensus rating of “Buy” and a consensus price target of $60.67.

Key Headlines Impacting First Business Financial Services

Here are the key news stories impacting First Business Financial Services this week:

• Positive Sentiment: Q4 earnings beat — FBIZ reported EPS of $1.58 versus the Zacks consensus $1.38 (beat of $0.20), showing improved profitability year-over-year; that EPS beat is a primary catalyst supporting the stock. First Business Financial Services (FBIZ) Beats Q4 Earnings Estimates
• Positive Sentiment: Dividend hike — the board raised the quarterly cash dividend to $0.34 (a ~17% increase from $0.29), implying a ~2.4% yield and signaling confidence in cash flow and capital position. This tends to support valuation and attract income-oriented investors. First Business Bank Announces Fourth Quarter 2025 Financial Results and 17% Cash Dividend Increase
• Positive Sentiment: Profitability metrics look solid — the company showed a return on equity near 14.9% and a net margin around 18.6%, reinforcing that the earnings beat was driven by underlying operating strength. First Business Financial Services Q4 earnings and materials
• Neutral Sentiment: Revenue slightly missed estimates — Q4 revenue came in at $42.22M vs. the $43.10M consensus, a modest shortfall that investors will watch for trend implications but which was outweighed by the EPS beat. First Business Financial Services (FBIZ) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
• Neutral Sentiment: Investor outreach — First Business Bank will participate in Janney’s 2026 CEO Forum (Feb 4–5), which may provide additional management color but is informational rather than catalytic. First Business Bank to Participate in Janney’s 2026 CEO Forum on February 4-5, 2026
• Neutral Sentiment: Short-interest data appears anomalous (reported as 0 shares); no clear signal to investors from that reading. (No linked article.)

First Business Financial Services Company Profile

First Business Financial Services, Inc (NASDAQ:FBIZ) is a bank holding company headquartered in Madison, Wisconsin, offering a suite of commercial banking and financial services. Through its wholly owned subsidiary, First Business Bank, the company provides relationship-driven lending, deposit and treasury management solutions to small and mid-sized businesses, nonprofit organizations and high-net-worth individuals. Its core products include commercial real estate financing, equipment leasing, SBA-guaranteed lending, and cash management services.

In addition to lending and depository services, First Business Bank delivers investment advisory and wealth management through dedicated trust and private banking teams.