Horace Mann Educators (NYSE:HMN) Updates FY 2026 Earnings Guidance

Horace Mann Educators (NYSE:HMN) issued an update on its FY 2026 earnings guidance on Tuesday morning. The company provided earnings per share guidance of 4.200-4.500 for the period, compared to the consensus earnings per share estimate of 4.690. The company issued revenue guidance of -.

Analyst Ratings Changes

HMN has been the subject of several recent research reports. Weiss Ratings reiterated a “buy (b)” rating on shares of Horace Mann Educators in a report on Wednesday, January 28th. Wall Street Zen raised Horace Mann Educators from a “hold” rating to a “buy” rating in a research note on Sunday, December 21st. One investment analyst has rated the stock with a Strong Buy rating, two have given a Buy rating and three have assigned a Hold rating to the company’s stock. According to MarketBeat.com, Horace Mann Educators currently has a consensus rating of “Moderate Buy” and an average price target of $46.75.

Horace Mann Educators Price Performance

Horace Mann Educators stock traded down $0.03 during mid-day trading on Tuesday, hitting $44.85. 258,139 shares of the company were exchanged, compared to its average volume of 224,456. The company has a market capitalization of $1.82 billion, a PE ratio of 11.35 and a beta of 0.06. The company has a quick ratio of 0.10, a current ratio of 0.10 and a debt-to-equity ratio of 0.58. The business has a fifty day moving average of $44.90 and a 200 day moving average of $44.82. Horace Mann Educators has a 1-year low of $37.82 and a 1-year high of $48.33.

Horace Mann Educators (NYSE:HMN) last issued its quarterly earnings data on Tuesday, February 3rd. The insurance provider reported $1.21 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.18 by $0.03. Horace Mann Educators had a return on equity of 15.69% and a net margin of 9.79%.The company’s quarterly revenue was up 6.3% on a year-over-year basis. During the same period in the prior year, the business posted $1.68 earnings per share. Horace Mann Educators has set its FY 2026 guidance at 4.200-4.500 EPS. As a group, sell-side analysts expect that Horace Mann Educators will post 3.87 earnings per share for the current year.

Horace Mann Educators Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Wednesday, December 31st. Stockholders of record on Monday, December 15th were given a $0.35 dividend. This represents a $1.40 annualized dividend and a dividend yield of 3.1%. The ex-dividend date was Monday, December 15th. Horace Mann Educators’s dividend payout ratio (DPR) is currently 35.44%.

Insider Activity

In other Horace Mann Educators news, Director Henry Wade Reece sold 1,316 shares of the business’s stock in a transaction that occurred on Monday, November 24th. The stock was sold at an average price of $45.27, for a total value of $59,575.32. Following the sale, the director owned 39,001 shares in the company, valued at approximately $1,765,575.27. The trade was a 3.26% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. Also, CEO Marita Zuraitis sold 5,000 shares of the stock in a transaction on Monday, December 1st. The stock was sold at an average price of $45.35, for a total transaction of $226,750.00. Following the transaction, the chief executive officer owned 283,788 shares of the company’s stock, valued at $12,869,785.80. The trade was a 1.73% decrease in their position. The SEC filing for this sale provides additional information. Insiders sold a total of 10,398 shares of company stock worth $476,448 over the last three months. Company insiders own 3.80% of the company’s stock.

Institutional Investors Weigh In On Horace Mann Educators

A number of large investors have recently added to or reduced their stakes in HMN. EverSource Wealth Advisors LLC raised its position in shares of Horace Mann Educators by 222.3% in the second quarter. EverSource Wealth Advisors LLC now owns 909 shares of the insurance provider’s stock valued at $39,000 after buying an additional 627 shares in the last quarter. Osaic Holdings Inc. grew its position in Horace Mann Educators by 181.5% during the second quarter. Osaic Holdings Inc. now owns 1,326 shares of the insurance provider’s stock worth $57,000 after buying an additional 855 shares in the last quarter. Tower Research Capital LLC TRC increased its stake in Horace Mann Educators by 200.7% during the 2nd quarter. Tower Research Capital LLC TRC now owns 3,636 shares of the insurance provider’s stock worth $156,000 after acquiring an additional 2,427 shares during the period. BNP Paribas Financial Markets increased its stake in Horace Mann Educators by 39.7% during the 2nd quarter. BNP Paribas Financial Markets now owns 4,242 shares of the insurance provider’s stock worth $182,000 after acquiring an additional 1,206 shares during the period. Finally, Mercer Global Advisors Inc. ADV acquired a new position in Horace Mann Educators in the 3rd quarter valued at $219,000. Institutional investors own 99.28% of the company’s stock.

About Horace Mann Educators

Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market.

In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers.