Affirm (AFRM) Expected to Announce Quarterly Earnings on Thursday

Affirm (NASDAQ:AFRM) will likely be posting its Q2 2026 results after the market closes on Thursday, February 5th. Analysts expect the company to announce earnings of $0.28 per share and revenue of $1.0579 billion for the quarter. Investors may visit the the company’s upcoming Q2 2026 earning results page for the latest details on the call scheduled for Thursday, February 5, 2026 at 5:00 PM ET.

Affirm (NASDAQ:AFRM) last released its quarterly earnings data on Thursday, November 6th. The company reported $0.23 EPS for the quarter, topping analysts’ consensus estimates of $0.11 by $0.12. The firm had revenue of $933.34 million during the quarter, compared to analysts’ expectations of $881.83 million. Affirm had a net margin of 6.74% and a return on equity of 7.75%. The company’s revenue for the quarter was up 33.6% compared to the same quarter last year. During the same period in the previous year, the business posted ($0.31) earnings per share. On average, analysts expect Affirm to post $0 EPS for the current fiscal year and $1 EPS for the next fiscal year.

Affirm Price Performance

Shares of AFRM opened at $61.66 on Wednesday. The company’s 50-day moving average is $72.13 and its 200-day moving average is $74.43. The company has a debt-to-equity ratio of 2.40, a current ratio of 12.80 and a quick ratio of 12.80. The firm has a market capitalization of $20.35 billion, a PE ratio of 92.03, a PEG ratio of 2.81 and a beta of 3.56. Affirm has a fifty-two week low of $30.90 and a fifty-two week high of $100.00.

Insider Buying and Selling at Affirm

In related news, CFO Robert O’hare sold 36,401 shares of the firm’s stock in a transaction on Monday, January 5th. The stock was sold at an average price of $80.00, for a total value of $2,912,080.00. Following the transaction, the chief financial officer owned 1,368 shares in the company, valued at approximately $109,440. This trade represents a 96.38% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, CEO Max R. Levchin sold 666,666 shares of the business’s stock in a transaction dated Monday, January 5th. The shares were sold at an average price of $80.62, for a total value of $53,746,612.92. Additional details regarding this sale are available in the official SEC disclosure. Over the last three months, insiders have sold 711,256 shares of company stock worth $57,231,923. 11.01% of the stock is currently owned by insiders.

Institutional Trading of Affirm

A number of institutional investors and hedge funds have recently made changes to their positions in AFRM. Durable Capital Partners LP increased its stake in Affirm by 12.3% in the second quarter. Durable Capital Partners LP now owns 7,389,337 shares of the company’s stock valued at $510,899,000 after acquiring an additional 808,455 shares during the last quarter. State Street Corp lifted its stake in Affirm by 26.7% during the third quarter. State Street Corp now owns 5,641,965 shares of the company’s stock worth $412,315,000 after purchasing an additional 1,187,665 shares during the last quarter. Invesco Ltd. boosted its holdings in shares of Affirm by 294.2% in the 3rd quarter. Invesco Ltd. now owns 4,333,691 shares of the company’s stock valued at $316,706,000 after purchasing an additional 3,234,260 shares in the last quarter. Qube Research & Technologies Ltd increased its stake in shares of Affirm by 68.9% in the 3rd quarter. Qube Research & Technologies Ltd now owns 2,146,092 shares of the company’s stock valued at $156,836,000 after purchasing an additional 875,813 shares during the last quarter. Finally, Atreides Management LP increased its stake in shares of Affirm by 543.3% in the 2nd quarter. Atreides Management LP now owns 1,977,882 shares of the company’s stock valued at $136,751,000 after purchasing an additional 1,670,429 shares during the last quarter. Institutional investors own 69.29% of the company’s stock.

Analyst Ratings Changes

Several research firms have weighed in on AFRM. Royal Bank Of Canada lowered their price target on shares of Affirm from $97.00 to $87.00 and set a “sector perform” rating on the stock in a report on Friday, November 7th. Wells Fargo & Company began coverage on Affirm in a research report on Tuesday, October 21st. They issued an “overweight” rating and a $89.00 target price on the stock. Wall Street Zen lowered Affirm from a “buy” rating to a “hold” rating in a research note on Saturday, January 3rd. Cantor Fitzgerald upgraded Affirm to a “strong-buy” rating in a research note on Tuesday, January 27th. Finally, TD Cowen reaffirmed a “buy” rating on shares of Affirm in a report on Thursday, January 8th. Three investment analysts have rated the stock with a Strong Buy rating, nineteen have given a Buy rating and eight have issued a Hold rating to the company. According to MarketBeat, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $89.16.

Affirm Company Profile

Affirm Holdings, Inc is a financial technology company that provides point-of-sale consumer lending and payments solutions for online and in-store purchases. Its core product is a buy-now-pay-later (BNPL) platform that enables consumers to split purchases into fixed, transparent installment loans with no hidden fees. Affirm offers a range of financing options through merchant integrations, a consumer-facing mobile app and virtual card capabilities, and tools for merchants to offer alternative payment methods at checkout.