Corpay (NYSE:CPAY) Updates Q1 2026 Earnings Guidance

Corpay (NYSE:CPAY) issued an update on its first quarter 2026 earnings guidance on Wednesday morning. The company provided EPS guidance of 5.380-5.520 for the period, compared to the consensus EPS estimate of 5.820. The company issued revenue guidance of -. Corpay also updated its FY 2026 guidance to 25.500-26.500 EPS.

Corpay Stock Up 2.6%

Shares of NYSE:CPAY traded up $7.52 during trading on Wednesday, reaching $299.75. 1,178,731 shares of the stock were exchanged, compared to its average volume of 563,083. The stock has a fifty day moving average of $311.75 and a two-hundred day moving average of $304.49. Corpay has a 1-year low of $252.84 and a 1-year high of $400.81. The company has a debt-to-equity ratio of 1.41, a current ratio of 1.13 and a quick ratio of 1.13. The firm has a market cap of $20.97 billion, a price-to-earnings ratio of 14.99, a price-to-earnings-growth ratio of 0.89 and a beta of 0.82.

Corpay (NYSE:CPAY) last released its quarterly earnings data on Wednesday, February 4th. The company reported $6.04 earnings per share for the quarter, topping the consensus estimate of $5.93 by $0.11. The firm had revenue of $1.25 billion for the quarter, compared to the consensus estimate of $1.23 billion. Corpay had a net margin of 24.37% and a return on equity of 37.83%. The business’s revenue was up 20.7% on a year-over-year basis. During the same quarter in the prior year, the company posted $5.36 earnings per share. Corpay has set its FY 2026 guidance at 25.500-26.500 EPS and its Q1 2026 guidance at 5.380-5.520 EPS. Research analysts anticipate that Corpay will post 19.76 earnings per share for the current fiscal year.

Analyst Upgrades and Downgrades

A number of research analysts have recently weighed in on CPAY shares. Williams Trading set a $300.00 target price on Corpay in a report on Monday, November 3rd. Wall Street Zen cut Corpay from a “buy” rating to a “hold” rating in a research note on Saturday, October 11th. Scotiabank upgraded shares of Corpay to a “sector outperform” rating in a research note on Monday, January 26th. Cantor Fitzgerald upgraded shares of Corpay to a “strong-buy” rating in a research note on Tuesday, January 27th. Finally, Oppenheimer decreased their price target on Corpay from $380.00 to $369.00 and set an “outperform” rating for the company in a research report on Monday, January 12th. One investment analyst has rated the stock with a Strong Buy rating, nine have given a Buy rating and four have issued a Hold rating to the company. Based on data from MarketBeat, Corpay presently has an average rating of “Moderate Buy” and an average price target of $369.46.

Insider Activity at Corpay

In other Corpay news, Director Steven T. Stull purchased 8,000 shares of the stock in a transaction dated Friday, December 12th. The shares were bought at an average price of $314.98 per share, with a total value of $2,519,840.00. Following the completion of the transaction, the director directly owned 29,241 shares in the company, valued at approximately $9,210,330.18. This trade represents a 37.66% increase in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this link. 5.04% of the stock is owned by corporate insiders.

Trending Headlines about Corpay

Here are the key news stories impacting Corpay this week:

• Positive Sentiment: Q4 results beat consensus — Corpay reported $6.04 EPS vs. street estimates (~$5.93) and revenue of $1.25B (up ~20.7% YoY), showing strong margins and resilient corporate-payments demand. This beat underpins confidence in the business model. MarketBeat Press Release / Slides
• Positive Sentiment: FY‑2026 guidance raised above consensus — management set FY EPS guidance of 25.50–26.50 (vs. consensus ~24.19) and revenue guidance roughly in line with consensus, signaling stronger full‑year profitability expectations and supporting a higher valuation multiple. Investing.com: Strong 2026 Outlook
• Neutral Sentiment: Management commentary and full earnings transcript are available for detail on segment trends and margin drivers — useful for investors deciding if the FY guide sustainably outpaces consensus. Yahoo: Q4 Earnings Call Transcript
• Neutral Sentiment: Corpay agreed to sell PayByPhone to Lightyear Capital — a non-core divestiture that could simplify operations and free capital, but the strategic/financial impact to FY26 was not highlighted as material in the releases. BusinessWire: PayByPhone Sale
• Negative Sentiment: Q1‑2026 EPS guidance missed near‑term expectations — Corpay set Q1 EPS guidance of 5.380–5.520 versus the consensus (~5.82), which is a near-term disappointment and may cap immediate upside until early‑quarter results or updated visibility.

Institutional Trading of Corpay

A number of hedge funds have recently made changes to their positions in CPAY. BOKF NA raised its position in Corpay by 4,700.0% during the third quarter. BOKF NA now owns 96 shares of the company’s stock valued at $28,000 after purchasing an additional 94 shares in the last quarter. Advisory Services Network LLC bought a new position in Corpay during the 3rd quarter valued at approximately $48,000. Sunbelt Securities Inc. boosted its holdings in Corpay by 144.0% in the third quarter. Sunbelt Securities Inc. now owns 222 shares of the company’s stock valued at $64,000 after acquiring an additional 131 shares in the last quarter. MUFG Securities EMEA plc purchased a new stake in shares of Corpay in the 2nd quarter worth about $68,000. Finally, Quarry LP raised its stake in Corpay by 244.2% in the third quarter. Quarry LP now owns 265 shares of the company’s stock worth $76,000 after buying an additional 188 shares in the last quarter. 98.84% of the stock is owned by institutional investors.

About Corpay

Corpay (NYSE:CPAY) is a global payments and fintech company that provides businesses with tools to manage, move and optimize corporate spend. The company focuses on commercial payments, foreign exchange and cross-border transactions, aiming to simplify treasury operations and reduce friction in business-to-business payments through technology-driven solutions.

Its product offering includes payment processing and accounts payable automation, corporate and virtual card programs, expense management tools, and foreign-exchange hedging and execution services for international payments.