BILL (NYSE:BILL) Updates Q3 2026 Earnings Guidance

BILL (NYSE:BILL) updated its third quarter 2026 earnings guidance on Thursday. The company provided earnings per share guidance of 0.530-0.570 for the period, compared to the consensus earnings per share estimate of 0.340. The company issued revenue guidance of $397.5 million-$407.5 million, compared to the consensus revenue estimate of $395.7 million. BILL also updated its FY 2026 guidance to 2.330-2.410 EPS.

BILL Stock Performance

Shares of BILL stock traded up $6.19 during trading hours on Friday, reaching $41.87. The stock had a trading volume of 3,256,293 shares, compared to its average volume of 3,019,643. BILL has a twelve month low of $35.46 and a twelve month high of $67.54. The company has a debt-to-equity ratio of 0.47, a current ratio of 1.67 and a quick ratio of 1.67. The firm has a 50-day simple moving average of $50.77 and a 200-day simple moving average of $48.94. The firm has a market capitalization of $4.19 billion, a PE ratio of -154.64, a price-to-earnings-growth ratio of 5.17 and a beta of 1.30.

BILL (NYSE:BILL) last announced its earnings results on Thursday, February 5th. The company reported $0.64 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.56 by $0.08. BILL had a return on equity of 1.39% and a net margin of 0.79%.The firm had revenue of $414.67 million during the quarter, compared to analysts’ expectations of $399.71 million. During the same quarter in the prior year, the business earned $0.56 earnings per share. The company’s revenue was up 14.4% on a year-over-year basis. BILL has set its Q3 2026 guidance at 0.530-0.570 EPS and its FY 2026 guidance at 2.330-2.410 EPS. As a group, equities analysts forecast that BILL will post 0.12 earnings per share for the current year.

Wall Street Analysts Forecast Growth

A number of research firms recently weighed in on BILL. Jefferies Financial Group set a $50.00 target price on BILL in a research report on Friday. Oppenheimer increased their price target on shares of BILL from $55.00 to $60.00 and gave the company an “outperform” rating in a research note on Friday, October 24th. BMO Capital Markets reduced their price objective on BILL from $50.00 to $46.00 and set a “market perform” rating on the stock in a report on Friday. William Blair restated a “market perform” rating on shares of BILL in a research report on Friday, November 7th. Finally, Needham & Company LLC restated a “buy” rating and set a $75.00 target price on shares of BILL in a research report on Friday. One investment analyst has rated the stock with a Strong Buy rating, twelve have given a Buy rating, nine have issued a Hold rating and two have assigned a Sell rating to the company. Based on data from MarketBeat, BILL has a consensus rating of “Moderate Buy” and an average target price of $57.36.

Insider Activity at BILL

In related news, SVP Germaine Cota sold 1,104 shares of the firm’s stock in a transaction that occurred on Tuesday, December 2nd. The stock was sold at an average price of $51.23, for a total transaction of $56,557.92. Following the completion of the sale, the senior vice president owned 10,812 shares of the company’s stock, valued at $553,898.76. This trade represents a 9.26% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at the SEC website. 13.20% of the stock is currently owned by insiders.

More BILL News

Here are the key news stories impacting BILL this week:

• Positive Sentiment: BILL beat Q2 expectations and raised guidance — Q2 EPS $0.64 vs. $0.56 expected, revenue $414.7M vs. $399.7M expected, revenue +14.4% YoY; company updated FY26 EPS guidance to $2.33–$2.41 (well above consensus) and raised Q3 guidance. This is the primary bullish catalyst supporting the stock. BILL Reports Second Quarter Fiscal Year 2026 Financial Results
• Positive Sentiment: Analyst bullishness from Needham — Needham reaffirmed a “buy” and set a $75 price target (implying a large upside), which supports optimism on longer-term upside and can attract buyers. Benzinga
• Positive Sentiment: Bullish commentary/coverage — a Seeking Alpha piece argues BILL can “muscle past AI fears,” highlights attractive valuation (low EV/revenue and reasonable FY26 P/E), platform stickiness, TPV and customer growth — reinforcing the view that the beat and guidance are sustainable. BILL Holdings: Muscle Past AI Fears And Buy This Stock For Value
• Neutral Sentiment: Earnings call transcript available — investors can review management’s commentary and detail on trends, margin drivers, subscription resilience and TPV in the Q2 call transcript for color on sustainability of guidance. BILL Holdings, Inc. (BILL) Q2 2026 Earnings Call Transcript
• Neutral Sentiment: Analysts and data providers digging into metrics — Zacks and others published metric-level takes confirming the beat and highlighting which KPIs drove results; useful for discerning quality of the beat but not an immediate directional catalyst. Here’s What Key Metrics Tell Us About BILL Holdings (BILL) Q2 Earnings
• Negative Sentiment: BMO trimmed its price target from $50 to $46 and set a “market perform” rating — a more cautious stance that could cap upside or prompt some profit-taking despite the beat. (No article link provided for this note.)

Hedge Funds Weigh In On BILL

Hedge funds and other institutional investors have recently made changes to their positions in the business. Ameriprise Financial Inc. grew its stake in shares of BILL by 14.2% in the 3rd quarter. Ameriprise Financial Inc. now owns 2,546,171 shares of the company’s stock worth $134,871,000 after buying an additional 317,014 shares in the last quarter. Marshall Wace LLP boosted its stake in BILL by 190.8% during the 3rd quarter. Marshall Wace LLP now owns 2,166,899 shares of the company’s stock worth $114,781,000 after purchasing an additional 1,421,785 shares during the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC grew its holdings in shares of BILL by 20.0% during the third quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 1,521,030 shares of the company’s stock worth $80,569,000 after buying an additional 253,310 shares in the last quarter. National Bank of Canada FI purchased a new position in shares of BILL in the third quarter worth about $42,376,000. Finally, Raymond James Financial Inc. lifted its stake in shares of BILL by 37.5% in the third quarter. Raymond James Financial Inc. now owns 378,394 shares of the company’s stock worth $20,044,000 after buying an additional 103,145 shares in the last quarter. Institutional investors own 97.99% of the company’s stock.

BILL Company Profile

BILL Holdings, Inc provides financial automation software for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services.