Unum Group (NYSE:UNM) Receives $97.08 Average Target Price from Analysts

Posted by Renee Jackson on Feb 7th, 2026

Shares of Unum Group (NYSE:UNM – Get Free Report) have received an average rating of “Moderate Buy” from the fourteen brokerages that are currently covering the stock, MarketBeat Ratings reports. Four analysts have rated the stock with a hold recommendation, eight have issued a buy recommendation and two have given a strong buy recommendation to the company. The average 1-year price target among analysts that have issued a report on the stock in the last year is $97.6923.

Several equities research analysts have recently issued reports on the company. Evercore set a $103.00 price target on Unum Group in a research report on Friday. JPMorgan Chase & Co. lowered their target price on Unum Group from $92.00 to $90.00 and set a “neutral” rating on the stock in a report on Friday. Wells Fargo & Company lifted their price target on Unum Group from $98.00 to $104.00 and gave the stock an “overweight” rating in a research report on Tuesday, January 13th. Barclays reissued an “overweight” rating on shares of Unum Group in a research report on Friday. Finally, Morgan Stanley set a $85.00 target price on shares of Unum Group in a research report on Monday, December 15th.

Read Our Latest Stock Analysis on Unum Group

Unum Group Trading Down 1.3%

NYSE:UNM opened at $74.67 on Wednesday. The company’s 50 day moving average is $77.02 and its 200-day moving average is $75.48. The company has a quick ratio of 0.36, a current ratio of 0.36 and a debt-to-equity ratio of 0.32. Unum Group has a 12 month low of $66.81 and a 12 month high of $84.48. The firm has a market cap of $12.49 billion, a price-to-earnings ratio of 17.57, a P/E/G ratio of 1.35 and a beta of 0.20.

Unum Group (NYSE:UNM – Get Free Report) last posted its quarterly earnings data on Thursday, February 5th. The financial services provider reported $1.92 earnings per share (EPS) for the quarter, missing the consensus estimate of $2.11 by ($0.19). The firm had revenue of $3.25 billion for the quarter, compared to the consensus estimate of $3.29 billion. Unum Group had a return on equity of 12.61% and a net margin of 5.65%.Unum Group’s quarterly revenue was up .2% on a year-over-year basis. During the same period in the prior year, the company posted $2.03 earnings per share. Unum Group has set its FY 2026 guidance at 8.600-8.900 EPS. Equities analysts anticipate that Unum Group will post 9.14 EPS for the current year.

Unum Group declared that its board has approved a stock repurchase plan on Thursday, December 4th that permits the company to repurchase $1.00 billion in shares. This repurchase authorization permits the financial services provider to buy up to 8.2% of its shares through open market purchases. Shares repurchase plans are often an indication that the company’s leadership believes its stock is undervalued.

Unum Group Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Friday, February 20th. Stockholders of record on Friday, January 30th will be given a dividend of $0.46 per share. The ex-dividend date of this dividend is Friday, January 30th. This represents a $1.84 dividend on an annualized basis and a dividend yield of 2.5%. Unum Group’s dividend payout ratio is currently 35.87%.

Insider Activity at Unum Group

In related news, EVP Steven Andrew Zabel sold 7,500 shares of the firm’s stock in a transaction on Wednesday, November 19th. The stock was sold at an average price of $76.38, for a total value of $572,850.00. Following the completion of the transaction, the executive vice president directly owned 113,807 shares of the company’s stock, valued at $8,692,578.66. This trade represents a 6.18% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through this hyperlink. Also, CAO Walter Lynn Rice, Jr. sold 900 shares of the business’s stock in a transaction on Tuesday, December 9th. The shares were sold at an average price of $73.50, for a total transaction of $66,150.00. Following the completion of the sale, the chief accounting officer directly owned 8,940 shares in the company, valued at $657,090. This trade represents a 9.15% decrease in their position. The disclosure for this sale is available in the SEC filing. 0.92% of the stock is currently owned by company insiders.

Institutional Trading of Unum Group

Institutional investors have recently made changes to their positions in the business. OneDigital Investment Advisors LLC boosted its holdings in Unum Group by 4.2% during the third quarter. OneDigital Investment Advisors LLC now owns 3,484 shares of the financial services provider’s stock valued at $271,000 after purchasing an additional 141 shares in the last quarter. NDVR Inc. lifted its position in shares of Unum Group by 3.3% during the 2nd quarter. NDVR Inc. now owns 4,526 shares of the financial services provider’s stock worth $366,000 after buying an additional 145 shares during the period. True Wealth Design LLC lifted its position in shares of Unum Group by 36.2% during the 3rd quarter. True Wealth Design LLC now owns 587 shares of the financial services provider’s stock worth $46,000 after buying an additional 156 shares during the period. Waterfront Wealth Inc. boosted its stake in Unum Group by 0.5% in the 2nd quarter. Waterfront Wealth Inc. now owns 29,350 shares of the financial services provider’s stock valued at $2,370,000 after buying an additional 158 shares in the last quarter. Finally, Larson Financial Group LLC grew its position in Unum Group by 0.4% in the fourth quarter. Larson Financial Group LLC now owns 37,864 shares of the financial services provider’s stock valued at $2,934,000 after acquiring an additional 159 shares during the period. 86.57% of the stock is currently owned by institutional investors and hedge funds.

Unum Group News Roundup

Here are the key news stories impacting Unum Group this week:

Positive Sentiment: Premiums grew ~2% year‑over‑year, showing continued revenue traction in its core benefits businesses. UNM Q4 Earnings and Revenues Miss Estimates, Premiums Rise Y/Y
Positive Sentiment: Some analysts note the stock’s valuation is cheap relative to peers, which could limit downside and attract value buyers if underwriting trends stabilize. Unum: Underwriting Disappoints Again, But Valuation Is Low
Neutral Sentiment: Management issued FY‑2026 EPS guidance of $8.60–$8.90 (consensus ~$8.91) — a formal outlook that reduces uncertainty but sits just below Street expectations. Unum Group Reports Q4 2025 Results and 2026 Outlook
Neutral Sentiment: Full Q4 earnings call transcript and presentation are available for investors to assess management commentary and drivers (useful for gauging remediation plans for underwriting). UNM Q4 2025 Earnings Call Transcript Q4 Results Presentation
Negative Sentiment: Q4 EPS missed materially ($1.92 vs. $2.11 expected) and revenue slightly missed estimates ($3.25B vs. $3.29B), with net income down year‑over‑year — an earnings shortfall that pressured the stock. Unum Lags Q4 Earnings and Revenue Estimates
Negative Sentiment: Segment profits fell and underwriting performance disappointed again, driven by higher benefits and expenses — this margin pressure is the main negative catalyst highlighted by analysts. Underwriting Disappoints
Negative Sentiment: Market reaction: several outlets reported shares tumbled after the earnings miss and weaker guidance, amplifying near‑term selling pressure. Shares Tumble After Weak Guidance, Earnings Miss

About Unum Group

(Get Free Report)

Unum Group (NYSE: UNM) is a leading provider of employee benefits in the United States and selected international markets, specializing in disability, life, accident and critical illness insurance. Through both fully insured and self-funded arrangements, the company offers group coverage designed to protect income and mitigate financial hardship for employees and their families. Its portfolio includes short-term and long-term disability plans, group life and accidental death & dismemberment (AD&D) policies, as well as critical illness and hospital indemnity products.

In addition to its core product lines, Unum Group markets voluntary benefits under its Colonial Life brand, allowing employees to purchase supplemental insurance such as accident, cancer, and dental coverage directly through payroll deductions.