TransUnion (NYSE:TRU) Releases Q1 2026 Earnings Guidance

TransUnion (NYSE:TRU) issued an update on its first quarter 2026 earnings guidance on Thursday morning. The company provided earnings per share (EPS) guidance of 1.080-1.100 for the period, compared to the consensus estimate of 1.020. The company issued revenue guidance of $1.2 billion-$1.2 billion, compared to the consensus revenue estimate of $1.1 billion. TransUnion also updated its FY 2026 guidance to 4.630-4.71 EPS.

TransUnion Stock Performance

Shares of TRU stock opened at $71.84 on Friday. The company has a market capitalization of $13.95 billion, a P/E ratio of 33.45, a price-to-earnings-growth ratio of 1.34 and a beta of 1.70. TransUnion has a 52 week low of $65.24 and a 52 week high of $101.19. The company has a debt-to-equity ratio of 1.10, a quick ratio of 2.01 and a current ratio of 2.01. The company’s 50 day moving average price is $82.45 and its two-hundred day moving average price is $84.42.

TransUnion (NYSE:TRU) last announced its earnings results on Thursday, February 12th. The business services provider reported $1.07 earnings per share for the quarter, topping analysts’ consensus estimates of $1.03 by $0.04. TransUnion had a net margin of 9.47% and a return on equity of 16.05%. The firm had revenue of $1.17 billion during the quarter, compared to analyst estimates of $1.13 billion. During the same period in the prior year, the business earned $0.97 EPS. The company’s revenue for the quarter was up 13.0% compared to the same quarter last year. TransUnion has set its FY 2026 guidance at 4.630-4.71 EPS and its Q1 2026 guidance at 1.080-1.100 EPS. On average, analysts expect that TransUnion will post 3.99 earnings per share for the current fiscal year.

TransUnion Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Friday, March 13th. Stockholders of record on Thursday, February 26th will be given a $0.125 dividend. This is a boost from TransUnion’s previous quarterly dividend of $0.12. This represents a $0.50 dividend on an annualized basis and a dividend yield of 0.7%. The ex-dividend date of this dividend is Thursday, February 26th. TransUnion’s payout ratio is presently 21.50%.

Analyst Ratings Changes

Several equities research analysts have commented on TRU shares. Weiss Ratings reissued a “hold (c)” rating on shares of TransUnion in a research report on Wednesday, January 21st. Robert W. Baird set a $125.00 price target on TransUnion in a research report on Friday, October 24th. Needham & Company LLC lowered their price target on TransUnion from $115.00 to $95.00 and set a “buy” rating on the stock in a research report on Friday. Barclays set a $80.00 price objective on TransUnion in a research note on Friday. Finally, Wells Fargo & Company decreased their target price on shares of TransUnion from $118.00 to $100.00 and set an “overweight” rating for the company in a research note on Wednesday, January 14th. One analyst has rated the stock with a Strong Buy rating, seven have assigned a Buy rating, four have issued a Hold rating and one has given a Sell rating to the stock. Based on data from MarketBeat.com, TransUnion presently has a consensus rating of “Moderate Buy” and an average target price of $99.00.

Insider Buying and Selling

In other TransUnion news, EVP Tiffani Chambers sold 4,318 shares of the company’s stock in a transaction on Wednesday, December 17th. The stock was sold at an average price of $86.00, for a total value of $371,348.00. Following the transaction, the executive vice president directly owned 50,427 shares of the company’s stock, valued at $4,336,722. This represents a 7.89% decrease in their position. The sale was disclosed in a filing with the SEC, which is available through this hyperlink. Also, insider Steven M. Chaouki sold 1,000 shares of TransUnion stock in a transaction on Friday, January 2nd. The stock was sold at an average price of $85.71, for a total value of $85,710.00. Following the sale, the insider directly owned 61,592 shares of the company’s stock, valued at $5,279,050.32. This represents a 1.60% decrease in their position. The SEC filing for this sale provides additional information. In the last ninety days, insiders sold 7,818 shares of company stock valued at $663,883. Insiders own 0.22% of the company’s stock.

Key Stories Impacting TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: Q4 beat and raised guidance: TRU reported Q4 EPS of $1.07 (vs. $1.03 consensus) and revenue of $1.17B, and issued Q1 EPS guidance of $1.08–1.10 (above the ~$1.02 consensus) plus FY26 EPS guide of $4.63–4.71 and revenue guidance of $4.9B–$5.0B — an overall operational beat and constructive outlook. GlobeNewswire release
• Positive Sentiment: Dividend raised: The company increased its quarterly dividend to $0.125 (8.7% lift), payable March 13 with ex-dividend Feb 26 — a small income sweetener and signal of confidence from management. (Company release)
• Positive Sentiment: New product/data growth avenue: Coverage highlights TransUnion’s push into expanded rent-data credit reporting, which could deepen credit-file coverage and create new revenue streams if adoption scales. Yahoo Finance
• Positive Sentiment: Analyst support: William Blair reiterated a Buy rating citing the conservative 2026 outlook paired with Q4 outperformance, supporting upside thesis. TipRanks / William Blair note
• Neutral Sentiment: Earnings call and transcripts available: Multiple transcripts and coverage (MSN, Seeking Alpha, WTOP) provide management color on drivers (consumer, lender demand, product uptake) — useful for digging into margin drivers and segment trends but largely reiterative of the beats/guidance. MSN transcript Seeking Alpha transcript
• Negative Sentiment: Price-target cut by Needham: Needham lowered its PT from $115 to $95 (still a Buy), trimming the visible upside and signaling more cautious near-term valuation expectations from at least one shop. Benzinga

Institutional Investors Weigh In On TransUnion

Several institutional investors have recently made changes to their positions in TRU. Parallel Advisors LLC grew its position in TransUnion by 29.5% during the fourth quarter. Parallel Advisors LLC now owns 829 shares of the business services provider’s stock worth $71,000 after buying an additional 189 shares in the last quarter. EverSource Wealth Advisors LLC increased its position in shares of TransUnion by 59.5% in the second quarter. EverSource Wealth Advisors LLC now owns 528 shares of the business services provider’s stock worth $46,000 after purchasing an additional 197 shares during the period. Soros Capital Management LLC raised its stake in TransUnion by 1.2% in the third quarter. Soros Capital Management LLC now owns 18,760 shares of the business services provider’s stock valued at $1,572,000 after purchasing an additional 216 shares in the last quarter. Geneos Wealth Management Inc. grew its stake in TransUnion by 1,318.2% during the first quarter. Geneos Wealth Management Inc. now owns 312 shares of the business services provider’s stock worth $26,000 after buying an additional 290 shares in the last quarter. Finally, Sepio Capital LP increased its holdings in TransUnion by 3.7% in the 4th quarter. Sepio Capital LP now owns 9,163 shares of the business services provider’s stock valued at $786,000 after buying an additional 329 shares during the period.

About TransUnion

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.