Insider Selling: NMI (NASDAQ:NMIH) Chairman Sells 55,000 Shares of Stock

NMI Holdings Inc (NASDAQ:NMIH) Chairman Bradley Shuster sold 55,000 shares of the firm’s stock in a transaction dated Wednesday, February 18th. The shares were sold at an average price of $39.63, for a total transaction of $2,179,650.00. Following the completion of the sale, the chairman owned 415,411 shares of the company’s stock, valued at $16,462,737.93. This trade represents a 11.69% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available through this hyperlink.

NMI Stock Performance

NASDAQ NMIH traded down $0.37 during trading on Wednesday, reaching $39.66. 545,214 shares of the company’s stock were exchanged, compared to its average volume of 493,848. The company has a debt-to-equity ratio of 0.16, a current ratio of 0.57 and a quick ratio of 0.57. The business has a 50 day moving average price of $39.80 and a 200-day moving average price of $38.62. The stock has a market capitalization of $3.02 billion, a P/E ratio of 8.08, a PEG ratio of 1.11 and a beta of 0.64. NMI Holdings Inc has a fifty-two week low of $31.90 and a fifty-two week high of $43.20.

NMI (NASDAQ:NMIH) last released its quarterly earnings data on Tuesday, February 10th. The financial services provider reported $1.20 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.17 by $0.03. The company had revenue of $180.74 million during the quarter, compared to analysts’ expectations of $180.69 million. NMI had a return on equity of 15.78% and a net margin of 55.05%.During the same period last year, the firm posted $1.07 earnings per share. Sell-side analysts forecast that NMI Holdings Inc will post 4.62 earnings per share for the current fiscal year.

Analyst Upgrades and Downgrades

NMIH has been the subject of a number of research reports. UBS Group set a $43.00 target price on shares of NMI in a research note on Monday, January 12th. Keefe, Bruyette & Woods upgraded shares of NMI from a “market perform” rating to an “outperform” rating and raised their price objective for the stock from $46.00 to $48.00 in a research report on Thursday, December 18th. JPMorgan Chase & Co. upped their target price on NMI from $42.00 to $43.00 and gave the company an “overweight” rating in a research report on Monday, January 12th. Weiss Ratings reissued a “buy (b)” rating on shares of NMI in a report on Thursday, January 22nd. Finally, Barclays upped their price objective on NMI from $43.00 to $44.00 and gave the company an “equal weight” rating in a report on Tuesday, January 6th. Four research analysts have rated the stock with a Buy rating and two have assigned a Hold rating to the company’s stock. Based on data from MarketBeat, NMI currently has a consensus rating of “Moderate Buy” and an average price target of $43.00.

Key Stories Impacting NMI

Here are the key news stories impacting NMI this week:

• Positive Sentiment: Zacks upgraded NMI to a Rank #2 (Buy), reflecting improving earnings prospects that could support upside. Zacks Upgrade
• Positive Sentiment: NMI reported stronger-than-expected Q4 results earlier this month (EPS beat, solid margins), which underpins the analyst optimism and provides fundamental support for the shares. Source: NMI Q4 release (Feb 10)
• Neutral Sentiment: Zacks published a comparative piece weighing NMIH vs. KNSL for value-oriented investors — useful context but not an immediate catalyst. NMIH vs KNSL
• Neutral Sentiment: Zacks also ran a piece on whether value investors should buy NMIH — analysis that may influence longer-term flows but is not an immediate market-moving event. Should Value Investors Buy NMI
• Neutral Sentiment: MSN summarized five notable analyst questions from NMI’s Q4 earnings call — useful detail for investors assessing management commentary and outlook. MSN Q4 Analyst Questions
• Negative Sentiment: Chairman Bradley Shuster sold 55,000 shares (~$2.18M at ~$39.63), reducing his stake materially — a large insider sale that can be perceived as a negative signal by the market. Chairman Form 4
• Negative Sentiment: EVP Mohammad Nawaz Yousaf sold 16,000 shares (~$638k at ~$39.89), cutting his holding by ~29%, which adds to downward pressure. Yousaf Form 4
• Negative Sentiment: EVP Norman Peter Fitzgerald sold 22,500 shares (~$898.7k at ~$39.94), a ~41% reduction in his position — another sizable insider disposal. Fitzgerald Form 4

Institutional Investors Weigh In On NMI

A number of large investors have recently added to or reduced their stakes in the stock. Walleye Capital LLC bought a new stake in NMI during the second quarter worth about $13,245,000. Exchange Traded Concepts LLC acquired a new position in shares of NMI in the 3rd quarter valued at approximately $1,926,000. Capital Fund Management S.A. bought a new stake in shares of NMI during the 2nd quarter worth approximately $1,298,000. Jump Financial LLC lifted its holdings in shares of NMI by 184.6% during the 2nd quarter. Jump Financial LLC now owns 193,322 shares of the financial services provider’s stock worth $8,156,000 after acquiring an additional 125,401 shares during the period. Finally, Y Intercept Hong Kong Ltd boosted its position in shares of NMI by 219.9% during the 3rd quarter. Y Intercept Hong Kong Ltd now owns 86,824 shares of the financial services provider’s stock worth $3,329,000 after acquiring an additional 59,682 shares in the last quarter. Institutional investors and hedge funds own 94.12% of the company’s stock.

NMI Company Profile

NMI Holdings, Inc (NASDAQ: NMIH) is a publicly traded mortgage insurance company that provides private mortgage insurance to lenders across the United States and Canada. Through its principal subsidiary, National Mortgage Insurance Corporation, NMI underwrites and issues policies that protect originators and investors against losses arising from borrower default on residential mortgage loans. By mitigating credit risk on higher‐loan‐to‐value mortgages, the company supports homebuyers’ access to financing and contributes to overall market liquidity.

Beyond its core mortgage insurance products, NMI offers credit risk‐sharing and reinsurance solutions designed to help clients optimize capital utilization and manage portfolio exposure.