Fair Isaac (NYSE:FICO) Reaches New 1-Year Low – Should You Sell?

Shares of Fair Isaac Corporation (NYSE:FICO) hit a new 52-week low during trading on Monday . The stock traded as low as $1,280.10 and last traded at $1,286.0120, with a volume of 49211 shares changing hands. The stock had previously closed at $1,350.45.

Analyst Upgrades and Downgrades

A number of research analysts have recently issued reports on FICO shares. Zacks Research downgraded shares of Fair Isaac from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 1st. JPMorgan Chase & Co. lifted their target price on shares of Fair Isaac from $1,750.00 to $1,825.00 and gave the stock a “neutral” rating in a research note on Thursday, November 6th. Jefferies Financial Group boosted their target price on shares of Fair Isaac from $2,100.00 to $2,200.00 and gave the company a “buy” rating in a report on Friday, January 16th. Weiss Ratings reiterated a “hold (c+)” rating on shares of Fair Isaac in a report on Monday, December 29th. Finally, Needham & Company LLC reissued a “buy” rating and issued a $1,975.00 price objective on shares of Fair Isaac in a research report on Thursday, January 29th. Ten investment analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the stock. According to MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and a consensus target price of $2,007.14.

Fair Isaac Price Performance

The firm has a market capitalization of $30.40 billion, a price-to-earnings ratio of 47.35, a PEG ratio of 1.30 and a beta of 1.27. The business’s fifty day simple moving average is $1,558.81 and its 200 day simple moving average is $1,592.17.

Fair Isaac (NYSE:FICO) last announced its quarterly earnings data on Wednesday, January 28th. The technology company reported $7.33 earnings per share for the quarter, beating the consensus estimate of $7.08 by $0.25. The firm had revenue of $766.00 million for the quarter, compared to analyst estimates of $501.05 million. Fair Isaac had a net margin of 31.89% and a negative return on equity of 40.98%. The business’s quarterly revenue was up 16.4% compared to the same quarter last year. During the same quarter in the prior year, the business earned $5.79 earnings per share. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. Equities research analysts expect that Fair Isaac Corporation will post 24.15 earnings per share for the current fiscal year.

Insiders Place Their Bets

In other Fair Isaac news, Director Joanna Rees sold 358 shares of the firm’s stock in a transaction that occurred on Friday, February 13th. The stock was sold at an average price of $1,360.00, for a total value of $486,880.00. Following the completion of the sale, the director owned 11,204 shares of the company’s stock, valued at approximately $15,237,440. This trade represents a 3.10% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. Also, Director Eva Manolis sold 521 shares of the business’s stock in a transaction that occurred on Friday, December 12th. The shares were sold at an average price of $1,825.83, for a total value of $951,257.43. Following the sale, the director owned 344 shares of the company’s stock, valued at approximately $628,085.52. This represents a 60.23% decrease in their position. The SEC filing for this sale provides additional information. Over the last quarter, insiders have sold 2,305 shares of company stock worth $4,019,197. Corporate insiders own 3.02% of the company’s stock.

Institutional Inflows and Outflows

Several institutional investors have recently bought and sold shares of FICO. Northwestern Mutual Wealth Management Co. boosted its stake in Fair Isaac by 480,776.3% during the 4th quarter. Northwestern Mutual Wealth Management Co. now owns 3,327,664 shares of the technology company’s stock valued at $5,625,815,000 after purchasing an additional 3,326,972 shares during the last quarter. Vanguard Group Inc. lifted its holdings in shares of Fair Isaac by 2.4% in the third quarter. Vanguard Group Inc. now owns 3,069,749 shares of the technology company’s stock valued at $4,593,971,000 after purchasing an additional 72,224 shares in the last quarter. State Street Corp boosted its position in shares of Fair Isaac by 1.2% during the second quarter. State Street Corp now owns 1,083,410 shares of the technology company’s stock valued at $1,980,430,000 after buying an additional 13,018 shares during the last quarter. Capital World Investors grew its holdings in Fair Isaac by 10.7% during the fourth quarter. Capital World Investors now owns 894,593 shares of the technology company’s stock worth $1,512,417,000 after buying an additional 86,200 shares in the last quarter. Finally, Geode Capital Management LLC grew its holdings in Fair Isaac by 1.3% during the fourth quarter. Geode Capital Management LLC now owns 719,120 shares of the technology company’s stock worth $1,213,620,000 after buying an additional 8,886 shares in the last quarter. Institutional investors and hedge funds own 85.75% of the company’s stock.

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.