TOP Financial Group (NASDAQ:TOP) versus The Goldman Sachs Group (NYSE:GS) Critical Survey

TOP Financial Group (NASDAQ:TOP) and The Goldman Sachs Group (NYSE:GS) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, dividends, risk, institutional ownership, valuation, profitability and analyst recommendations.

Volatility and Risk

TOP Financial Group has a beta of -1.12, indicating that its stock price is 212% less volatile than the S&P 500. Comparatively, The Goldman Sachs Group has a beta of 1.34, indicating that its stock price is 34% more volatile than the S&P 500.

Insider & Institutional Ownership

0.3% of TOP Financial Group shares are owned by institutional investors. Comparatively, 71.2% of The Goldman Sachs Group shares are owned by institutional investors. 0.6% of The Goldman Sachs Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Profitability

This table compares TOP Financial Group and The Goldman Sachs Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
TOP Financial Group	N/A	N/A	N/A
The Goldman Sachs Group	13.73%	15.72%	0.96%

Analyst Recommendations

This is a summary of recent ratings and price targets for TOP Financial Group and The Goldman Sachs Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TOP Financial Group	1	0	0	0	1.00
The Goldman Sachs Group	0	14	8	1	2.43

The Goldman Sachs Group has a consensus price target of $916.86, suggesting a potential upside of 6.44%. Given The Goldman Sachs Group’s stronger consensus rating and higher probable upside, analysts plainly believe The Goldman Sachs Group is more favorable than TOP Financial Group.

Valuation and Earnings

This table compares TOP Financial Group and The Goldman Sachs Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TOP Financial Group	$3.33 million	11.12	-$5.97 million	N/A	N/A
The Goldman Sachs Group	$125.10 billion	2.04	$17.18 billion	$51.29	16.79

The Goldman Sachs Group has higher revenue and earnings than TOP Financial Group.

Summary

The Goldman Sachs Group beats TOP Financial Group on 12 of the 13 factors compared between the two stocks.

About TOP Financial Group

TOP Financial Group Limited, through its subsidiaries, operates as an online brokerage company in Hong Kong. It is involved in the trading of local and overseas equities, futures, and options products; and the provision of brokerage and value-added services, including trade order placement and execution, account management, and customer support services. The company provides a range of futures products, such as index futures, forex futures, agricultural product futures, energy futures, and precious metal futures. It also offers stock brokerage, options brokerage, consulting services, currency exchange services, structured note subscriber services, and margin financing services. The company was formerly known as Zhong Yang Financial Group Limited and changed its name to TOP Financial Group Limited in July 2022. TOP Financial Group Limited was founded in 2015 and is based in Hong Kong, Hong Kong. TOP Financial Group Limited is a subsidiary of Zhong Yang Holdings (BVI) Limited.

About The Goldman Sachs Group

The Goldman Sachs Group, Inc., a financial institution, provides a range of financial services for corporations, financial institutions, governments, and individuals worldwide. It operates through Global Banking & Markets, Asset & Wealth Management, and Platform Solutions segments. The Global Banking & Markets segment provides financial advisory services, including strategic advisory assignments related to mergers and acquisitions, divestitures, corporate defense activities, restructurings, and spin-offs; and relationship lending, and acquisition financing, as well as secured lending, through structured credit and asset-backed lending and involved in financing under securities to resale agreements. This segment also offers client execution activities for cash and derivative instruments; credit and interest rate products; and provision of mortgages, currencies, commodities, and equities related products, as well as underwriting services. The Asset & Wealth Management segment manages assets across various classes, including equity, fixed income, hedge funds, credit funds, private equity, real estate, currencies, and commodities; and provides customized investment advisory solutions, wealth advisory services, personalized financial planning, and private banking services, as well as invests in corporate equity, credit, real estate, and infrastructure assets. The Platform Solutions segment offers credit cards and point-of-sale financing for purchase of goods or services. This segment also provides cash management services, such as deposit-taking and payment solutions for corporate and institutional clients. The Goldman Sachs Group, Inc. was founded in 1869 and is headquartered in New York, New York.