OppFi (NYSE:OPFI) Updates FY 2026 Earnings Guidance

OppFi (NYSE:OPFI) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 1.760-1.840 for the period, compared to the consensus estimate of 1.720. The company issued revenue guidance of $650.0 million-$675.0 million, compared to the consensus revenue estimate of $658.6 million.

Wall Street Analyst Weigh In

Several equities research analysts have recently weighed in on the company. Zacks Research downgraded OppFi from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 29th. Weiss Ratings reiterated a “sell (d+)” rating on shares of OppFi in a report on Monday, December 29th. One investment analyst has rated the stock with a Buy rating, two have assigned a Hold rating and one has assigned a Sell rating to the stock. Based on data from MarketBeat.com, the company currently has a consensus rating of “Hold” and an average target price of $14.00.

OppFi Trading Down 5.4%

OPFI stock traded down $0.50 during trading on Wednesday, reaching $8.70. The stock had a trading volume of 393,605 shares, compared to its average volume of 477,052. OppFi has a 1-year low of $7.54 and a 1-year high of $15.03. The company has a market capitalization of $751.33 million, a P/E ratio of -11.55 and a beta of 1.73. The firm has a fifty day moving average price of $9.55 and a 200 day moving average price of $10.09.

OppFi (NYSE:OPFI) last announced its earnings results on Wednesday, March 11th. The company reported $0.30 earnings per share for the quarter, beating the consensus estimate of $0.28 by $0.02. OppFi had a return on equity of 55.59% and a net margin of 0.68%.The company had revenue of $159.25 million during the quarter, compared to the consensus estimate of $159.80 million. OppFi has set its FY 2026 guidance at 1.760-1.840 EPS. Sell-side analysts predict that OppFi will post 0.86 EPS for the current year.

Insider Buying and Selling

In other OppFi news, Director Jocelyn Moore sold 4,464 shares of the firm’s stock in a transaction that occurred on Thursday, December 11th. The stock was sold at an average price of $10.91, for a total transaction of $48,702.24. Following the completion of the sale, the director owned 47,266 shares in the company, valued at $515,672.06. This trade represents a 8.63% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. Corporate insiders own 72.00% of the company’s stock.

Hedge Funds Weigh In On OppFi

Institutional investors and hedge funds have recently made changes to their positions in the business. Federated Hermes Inc. raised its holdings in shares of OppFi by 6,103.9% during the second quarter. Federated Hermes Inc. now owns 14,331 shares of the company’s stock worth $200,000 after purchasing an additional 14,100 shares during the period. Creative Planning acquired a new position in shares of OppFi in the 2nd quarter valued at about $188,000. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. grew its position in shares of OppFi by 17.9% during the 2nd quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 13,282 shares of the company’s stock valued at $186,000 after buying an additional 2,013 shares during the last quarter. Rhumbline Advisers raised its stake in OppFi by 23.3% during the first quarter. Rhumbline Advisers now owns 19,362 shares of the company’s stock worth $180,000 after acquiring an additional 3,662 shares during the period. Finally, Tcfg Wealth Management LLC raised its stake in OppFi by 40.6% during the third quarter. Tcfg Wealth Management LLC now owns 14,974 shares of the company’s stock worth $170,000 after acquiring an additional 4,325 shares during the period. 7.10% of the stock is currently owned by hedge funds and other institutional investors.

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.