Fair Isaac (NYSE:FICO) Hits New 12-Month Low on Analyst Downgrade

Fair Isaac Corporation (NYSE:FICO) shares hit a new 52-week low during mid-day trading on Wednesday after UBS Group lowered their price target on the stock from $1,500.00 to $1,350.00. UBS Group currently has a neutral rating on the stock. Fair Isaac traded as low as $1,185.72 and last traded at $1,184.6360, with a volume of 180289 shares traded. The stock had previously closed at $1,285.15.

Several other research analysts have also issued reports on FICO. Zacks Research lowered Fair Isaac from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 1st. Jefferies Financial Group upped their price objective on shares of Fair Isaac from $2,100.00 to $2,200.00 and gave the company a “buy” rating in a report on Friday, January 16th. Needham & Company LLC reaffirmed a “buy” rating on shares of Fair Isaac in a research report on Thursday, February 26th. The Goldman Sachs Group lowered their target price on shares of Fair Isaac from $2,070.00 to $1,777.00 and set a “buy” rating for the company in a research note on Monday, February 2nd. Finally, Bank of America began coverage on shares of Fair Isaac in a research note on Tuesday, February 17th. They set a “buy” rating and a $1,900.00 price target on the stock. Nine analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the stock. Based on data from MarketBeat, the company currently has an average rating of “Moderate Buy” and an average target price of $1,972.31.

Insider Activity at Fair Isaac

In other news, Director Eva Manolis sold 520 shares of the company’s stock in a transaction dated Wednesday, February 25th. The stock was sold at an average price of $1,227.63, for a total value of $638,367.60. Following the sale, the director owned 344 shares in the company, valued at $422,304.72. This represents a 60.19% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through the SEC website. Also, CFO Steven P. Weber sold 1,426 shares of the company’s stock in a transaction that occurred on Wednesday, December 17th. The stock was sold at an average price of $1,810.00, for a total value of $2,581,060.00. Following the completion of the sale, the chief financial officer owned 2,804 shares in the company, valued at approximately $5,075,240. This represents a 33.71% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 2,304 shares of company stock worth $3,706,308 over the last quarter. Insiders own 3.02% of the company’s stock.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently bought and sold shares of the stock. Bayban acquired a new position in shares of Fair Isaac during the fourth quarter valued at approximately $25,000. Physician Wealth Advisors Inc. raised its stake in Fair Isaac by 166.7% in the 4th quarter. Physician Wealth Advisors Inc. now owns 16 shares of the technology company’s stock valued at $27,000 after purchasing an additional 10 shares during the last quarter. Torren Management LLC purchased a new position in Fair Isaac in the 4th quarter valued at $30,000. Cornerstone Planning Group LLC grew its holdings in shares of Fair Isaac by 280.0% during the third quarter. Cornerstone Planning Group LLC now owns 19 shares of the technology company’s stock worth $30,000 after buying an additional 14 shares in the last quarter. Finally, Ransom Advisory Ltd purchased a new position in shares of Fair Isaac in the third quarter worth about $30,000. 85.75% of the stock is owned by hedge funds and other institutional investors.

Fair Isaac Price Performance

The stock has a market capitalization of $26.99 billion, a PE ratio of 42.00, a P/E/G ratio of 1.12 and a beta of 1.28. The company’s 50 day moving average price is $1,447.11 and its two-hundred day moving average price is $1,588.86.

Fair Isaac (NYSE:FICO) last released its quarterly earnings data on Wednesday, January 28th. The technology company reported $7.33 EPS for the quarter, beating analysts’ consensus estimates of $7.08 by $0.25. The company had revenue of $766.00 million during the quarter, compared to the consensus estimate of $501.05 million. Fair Isaac had a net margin of 31.89% and a negative return on equity of 40.98%. Fair Isaac’s quarterly revenue was up 16.4% on a year-over-year basis. During the same quarter in the prior year, the firm earned $5.79 EPS. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. Analysts forecast that Fair Isaac Corporation will post 24.15 earnings per share for the current year.

Fair Isaac announced that its Board of Directors has initiated a share repurchase program on Wednesday, February 25th that authorizes the company to repurchase $1.50 billion in shares. This repurchase authorization authorizes the technology company to repurchase up to 5.2% of its shares through open market purchases. Shares repurchase programs are generally a sign that the company’s leadership believes its shares are undervalued.

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.