Synchrony Financial (NYSE:SYF) Given Average Rating of “Moderate Buy” by Analysts

Shares of Synchrony Financial (NYSE:SYF) have been assigned a consensus rating of “Moderate Buy” from the twenty-one research firms that are presently covering the stock, MarketBeat.com reports. Seven analysts have rated the stock with a hold rating, thirteen have issued a buy rating and one has assigned a strong buy rating to the company. The average 1 year price objective among brokerages that have covered the stock in the last year is $87.1053.

SYF has been the topic of a number of research analyst reports. Barclays dropped their target price on shares of Synchrony Financial from $101.00 to $93.00 and set an “overweight” rating on the stock in a research note on Wednesday, January 28th. BTIG Research reaffirmed a “buy” rating and issued a $96.00 price target on shares of Synchrony Financial in a report on Wednesday. Compass Point upgraded Synchrony Financial from a “neutral” rating to a “buy” rating and set a $96.00 price objective on the stock in a research note on Wednesday, January 28th. Keefe, Bruyette & Woods increased their price objective on Synchrony Financial from $95.00 to $98.00 and gave the company an “outperform” rating in a report on Friday, January 2nd. Finally, Truist Financial decreased their target price on Synchrony Financial from $92.00 to $84.00 and set a “hold” rating for the company in a research report on Thursday, January 29th.

Synchrony Financial Trading Down 0.3%

NYSE SYF opened at $63.79 on Monday. The business’s fifty day moving average is $74.15 and its 200-day moving average is $75.60. The company has a debt-to-equity ratio of 0.98, a current ratio of 1.24 and a quick ratio of 1.24. The stock has a market capitalization of $22.17 billion, a price-to-earnings ratio of 6.87, a PEG ratio of 0.56 and a beta of 1.42. Synchrony Financial has a one year low of $40.54 and a one year high of $88.77.

Synchrony Financial (NYSE:SYF) last posted its quarterly earnings results on Tuesday, January 27th. The financial services provider reported $2.18 earnings per share for the quarter, beating the consensus estimate of $2.02 by $0.16. Synchrony Financial had a net margin of 15.72% and a return on equity of 23.07%. The company had revenue of $3.79 billion during the quarter, compared to analyst estimates of $3.84 billion. During the same quarter in the prior year, the business earned $1.91 earnings per share. The firm’s revenue for the quarter was down .2% on a year-over-year basis. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. Equities research analysts predict that Synchrony Financial will post 7.67 EPS for the current year.

Synchrony Financial Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Tuesday, February 17th. Investors of record on Friday, February 6th were issued a $0.30 dividend. The ex-dividend date of this dividend was Friday, February 6th. This represents a $1.20 annualized dividend and a yield of 1.9%. Synchrony Financial’s dividend payout ratio (DPR) is 12.92%.

Insider Buying and Selling at Synchrony Financial

In related news, insider Brian J. Sr. Wenzel sold 47,112 shares of the company’s stock in a transaction that occurred on Tuesday, March 3rd. The shares were sold at an average price of $67.16, for a total transaction of $3,164,041.92. Following the sale, the insider directly owned 64,221 shares in the company, valued at approximately $4,313,082.36. This represents a 42.32% decrease in their position. The sale was disclosed in a filing with the SEC, which can be accessed through this hyperlink. Also, insider Darrell Owens sold 3,865 shares of the firm’s stock in a transaction that occurred on Monday, March 2nd. The stock was sold at an average price of $67.71, for a total transaction of $261,699.15. Following the completion of the transaction, the insider directly owned 17,432 shares of the company’s stock, valued at approximately $1,180,320.72. This trade represents a 18.15% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Over the last 90 days, insiders sold 379,928 shares of company stock valued at $26,170,764. Insiders own 0.32% of the company’s stock.

Institutional Investors Weigh In On Synchrony Financial

A number of hedge funds and other institutional investors have recently bought and sold shares of the business. Westside Investment Management Inc. boosted its holdings in shares of Synchrony Financial by 100.0% in the third quarter. Westside Investment Management Inc. now owns 358 shares of the financial services provider’s stock worth $25,000 after acquiring an additional 179 shares during the period. Investors Towarzystwo Funduszy Inwestycyjnych Spolka Akcyjna bought a new stake in shares of Synchrony Financial during the 2nd quarter valued at $26,000. FWL Investment Management LLC purchased a new stake in Synchrony Financial during the 3rd quarter worth about $26,000. Salomon & Ludwin LLC lifted its holdings in Synchrony Financial by 54.9% during the 3rd quarter. Salomon & Ludwin LLC now owns 412 shares of the financial services provider’s stock worth $29,000 after purchasing an additional 146 shares in the last quarter. Finally, Fideuram Asset Management Ireland dac bought a new position in Synchrony Financial in the 4th quarter worth about $29,000. Institutional investors own 96.48% of the company’s stock.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.