PSQ (NYSE:PSQH) Releases Quarterly Earnings Results, Misses Expectations By $0.06 EPS

PSQ (NYSE:PSQH) issued its quarterly earnings data on Tuesday. The company reported ($0.25) EPS for the quarter, missing the consensus estimate of ($0.19) by ($0.06), FiscalAI reports. PSQ had a negative return on equity of 184.74% and a negative net margin of 178.95%.The company had revenue of $7.33 million during the quarter.

Here are the key takeaways from PSQ’s conference call:

• The company announced a clear strategic pivot and leadership change to focus exclusively on Fintech, emphasizing operational discipline, cash efficiency, and higher revenue per employee as its core priorities.
• Fintech growth accelerated materially — net revenue from continuing operations was $18.2 million in 2025 (≈81% year‑over‑year), Fintech revenue was $7.3 million (+109%), GMV grew 411%, repeat customers rose 25%, and loan charge‑offs fell 34%, showing improving unit economics.
• Management cut costs aggressively (headcount down from 87 to ~50 and SG&A down $9.9 million) and expects these actions plus contract reductions to generate approximately $8 million of annualized cash savings, bringing the company closer to profitability.
• Liquidity and profitability risks remain — the company ended 2025 with $16.1 million of cash, had $6.2 million outstanding on a $10 million credit line, and reported a $32 million operating loss for the year, so execution on savings and divestitures is critical.
• Management is pursuing divestiture of non‑core brands (including EveryLife), plans to reinvest proceeds into targeted product development, and is expanding AI and stablecoin/settlement capabilities to improve underwriting, payments efficiency, and scalability.

PSQ Stock Up 15.4%

PSQ stock opened at $0.74 on Wednesday. PSQ has a fifty-two week low of $0.59 and a fifty-two week high of $2.88. The company has a debt-to-equity ratio of 1.91, a quick ratio of 2.54 and a current ratio of 2.54. The firm’s 50-day simple moving average is $0.82 and its 200 day simple moving average is $1.39. The stock has a market cap of $34.27 million, a PE ratio of -0.62 and a beta of 0.08.

Hedge Funds Weigh In On PSQ

Hedge funds have recently modified their holdings of the company. Centiva Capital LP bought a new position in shares of PSQ in the third quarter valued at approximately $34,000. HRT Financial LP purchased a new stake in shares of PSQ during the fourth quarter valued at approximately $45,000. Shay Capital LLC lifted its holdings in PSQ by 46.1% during the second quarter. Shay Capital LLC now owns 28,516 shares of the company’s stock worth $58,000 after acquiring an additional 9,001 shares during the period. Bridgeway Capital Management LLC boosted its position in PSQ by 45.5% in the third quarter. Bridgeway Capital Management LLC now owns 32,000 shares of the company’s stock worth $61,000 after purchasing an additional 10,000 shares during the last quarter. Finally, Corient Private Wealth LLC purchased a new position in PSQ in the second quarter worth $107,000. Institutional investors own 17.32% of the company’s stock.

Analyst Ratings Changes

Separately, Weiss Ratings reiterated a “sell (e+)” rating on shares of PSQ in a report on Thursday, January 22nd. One research analyst has rated the stock with a Buy rating and one has given a Sell rating to the company’s stock. According to data from MarketBeat, PSQ presently has a consensus rating of “Hold” and an average price target of $3.50.

PSQ Company Profile

PSQ Holdings, Inc, together with its subsidiaries, operates an online marketplace through advertising and eCommerce in the United States. It operates through two segments, Marketplace and Brands segments. The PSQ platform is accessible through its mobile application and website. The company also sells diapers and wipes to mothers online under the EveryLife brand name. PSQ Holdings, Inc is headquartered in West Palm Beach, Florida.