Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) Given Average Recommendation of “Hold” by Brokerages

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) has received a consensus rating of “Hold” from the five ratings firms that are presently covering the stock, MarketBeat Ratings reports. One equities research analyst has rated the stock with a sell recommendation, two have issued a hold recommendation and two have given a buy recommendation to the company. The average 1-year price objective among brokers that have updated their coverage on the stock in the last year is $32.3667.

QFIN has been the subject of several research reports. JPMorgan Chase & Co. downgraded Qfin from an “overweight” rating to a “neutral” rating and dropped their target price for the company from $45.00 to $21.00 in a research report on Wednesday, November 19th. Weiss Ratings reissued a “hold (c)” rating on shares of Qfin in a research note on Monday, December 29th. Zacks Research downgraded shares of Qfin from a “hold” rating to a “strong sell” rating in a research note on Wednesday, December 17th. Finally, Jefferies Financial Group reduced their target price on shares of Qfin from $30.30 to $23.40 and set a “buy” rating on the stock in a report on Wednesday.

Hedge Funds Weigh In On Qfin

Several institutional investors have recently bought and sold shares of QFIN. Triata Capital Ltd boosted its holdings in shares of Qfin by 188.3% during the fourth quarter. Triata Capital Ltd now owns 3,125,331 shares of the company’s stock worth $60,225,000 after purchasing an additional 2,041,351 shares during the last quarter. Norges Bank bought a new position in shares of Qfin during the fourth quarter valued at approximately $30,436,000. Aspex Management HK Ltd raised its position in shares of Qfin by 30.5% during the 2nd quarter. Aspex Management HK Ltd now owns 6,612,366 shares of the company’s stock worth $286,712,000 after purchasing an additional 1,547,312 shares during the period. Krane Funds Advisors LLC raised its position in shares of Qfin by 25.1% during the 3rd quarter. Krane Funds Advisors LLC now owns 6,344,592 shares of the company’s stock worth $182,597,000 after purchasing an additional 1,271,942 shares during the period. Finally, Goldman Sachs Group Inc. boosted its position in Qfin by 198.0% during the 4th quarter. Goldman Sachs Group Inc. now owns 1,842,278 shares of the company’s stock valued at $35,501,000 after purchasing an additional 1,224,164 shares during the period. 74.81% of the stock is owned by institutional investors and hedge funds.

Key Headlines Impacting Qfin

Here are the key news stories impacting Qfin this week:

• Positive Sentiment: Qfin raised and declared a semi‑annual dividend of $0.78 per ADR (record Apr 22; payable May 14), signaling stronger capital return to shareholders which can support the share price and investor confidence. Qfin Holdings Announces Fourth Quarter and Full Year 2025 Unaudited Financial Results and Raises Semi-Annual Dividend
• Neutral Sentiment: The company released its Q4 results, press release and slide deck showing solid profitability metrics (net margin ~35%, ROE ~28.7%) despite top‑line weakness; investors should review the slide deck and call transcript for management’s commentary on loan growth, credit quality and cost outlook. Qfin Q4 Press Release (PDF)
• Neutral Sentiment: Investors can read the full earnings‑call transcript and highlights for additional color on strategy and guidance assumptions; these may clarify how management plans to address the revenue shortfall and capital allocation. Qfin Q4 2025 Earnings Call Transcript
• Negative Sentiment: Qfin missed consensus by $0.01 on EPS and materially missed revenue expectations (reported $585.1M vs. est. $664.95M), a primary driver of the weak price action as top‑line weakness raises questions about near‑term growth. Qfin Misses Q4 Earnings and Revenue Estimates (Zacks)
• Negative Sentiment: Jefferies cut its price target from $30.30 to $23.40 (still a Buy), reducing near‑term upside expectations and likely weighing on sentiment despite the maintained rating. Jefferies Lowers QFIN Price Target (TickerReport)

Qfin Stock Performance

NASDAQ QFIN traded down $1.21 on Wednesday, hitting $13.23. 3,490,601 shares of the company’s stock traded hands, compared to its average volume of 1,607,827. The firm’s 50-day moving average price is $15.65 and its two-hundred day moving average price is $21.02. The firm has a market capitalization of $1.88 billion, a PE ratio of 1.93, a P/E/G ratio of 0.21 and a beta of 0.49. The company has a current ratio of 2.94, a quick ratio of 2.94 and a debt-to-equity ratio of 0.20. Qfin has a 1-year low of $13.23 and a 1-year high of $48.94.

Qfin (NASDAQ:QFIN) last posted its earnings results on Tuesday, March 17th. The company reported $1.12 earnings per share (EPS) for the quarter, missing the consensus estimate of $1.13 by ($0.01). Qfin had a net margin of 35.09% and a return on equity of 28.73%. The firm had revenue of $585.10 million during the quarter, compared to analyst estimates of $664.95 million. As a group, analysts expect that Qfin will post 5.71 EPS for the current year.

Qfin Dividend Announcement

The company also recently disclosed a dividend, which will be paid on Thursday, May 14th. Shareholders of record on Wednesday, April 22nd will be issued a dividend of $0.78 per share. The ex-dividend date of this dividend is Wednesday, April 22nd. This represents a dividend yield of 1,143.0%. Qfin’s dividend payout ratio (DPR) is presently 21.87%.

Qfin Company Profile

360 DigiTech, Inc (NASDAQ: QFIN) is a China‐based fintech company that specializes in providing digital lending solutions to underserved consumer and small business markets. Leveraging proprietary credit assessment technologies and big data analytics, the company connects borrowers with a network of financial institutions and investors through its online platform. Its services encompass unsecured consumer loans, installment credit products, and working capital financing for micro and small enterprises.

The company’s flagship platform offers an end‐to‐end digital lending experience, from application and credit evaluation to disbursement and repayment.