Zacks Research Weighs in on Equifax’s Q3 Earnings (NYSE:EFX)

Equifax, Inc. (NYSE:EFX) – Equities researchers at Zacks Research lifted their Q3 2026 earnings estimates for Equifax in a research report issued on Tuesday, August 4th. Zacks Research analyst Team now expects that the credit services provider will post earnings of $2.23 per share for the quarter, up from their prior estimate of $2.12. The consensus estimate for Equifax’s current full-year earnings is $8.55 per share. Zacks Research also issued estimates for Equifax’s Q4 2026 earnings at $2.29 EPS, FY2026 earnings at $8.63 EPS, Q1 2027 earnings at $2.12 EPS, Q2 2027 earnings at $2.58 EPS, Q3 2027 earnings at $2.55 EPS, Q4 2027 earnings at $2.58 EPS, FY2027 earnings at $9.84 EPS, Q1 2028 earnings at $2.59 EPS, Q2 2028 earnings at $2.79 EPS and FY2028 earnings at $10.95 EPS.

Several other analysts have also commented on the company. Morgan Stanley dropped their price objective on Equifax from $243.00 to $225.00 and set an “overweight” rating on the stock in a report on Wednesday, July 22nd. Bank of America reduced their target price on Equifax from $250.00 to $225.00 and set a “buy” rating for the company in a research note on Tuesday, May 19th. Citigroup decreased their target price on Equifax from $256.00 to $238.00 and set a “buy” rating on the stock in a research report on Wednesday, April 22nd. The Goldman Sachs Group reissued a “neutral” rating and issued a $182.00 price target on shares of Equifax in a research note on Tuesday, July 21st. Finally, Rothschild & Co Redburn cut their price target on shares of Equifax from $226.00 to $214.00 in a report on Friday, May 8th. Thirteen equities research analysts have rated the stock with a Buy rating, five have issued a Hold rating and one has assigned a Sell rating to the company’s stock. According to MarketBeat.com, the company presently has an average rating of “Moderate Buy” and an average target price of $215.79.

Equifax Price Performance

Shares of Equifax stock opened at $177.30 on Wednesday. The firm has a market cap of $20.83 billion, a PE ratio of 31.16, a P/E/G ratio of 1.40 and a beta of 1.30. Equifax has a twelve month low of $150.74 and a twelve month high of $271.84. The company has a quick ratio of 0.60, a current ratio of 0.60 and a debt-to-equity ratio of 0.92. The business has a 50-day moving average price of $168.16 and a 200 day moving average price of $180.45.

Equifax (NYSE:EFX) last posted its earnings results on Tuesday, July 21st. The credit services provider reported $2.25 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.20 by $0.05. Equifax had a net margin of 10.73% and a return on equity of 21.61%. The business had revenue of $1.70 billion for the quarter, compared to analyst estimates of $1.70 billion. During the same period in the prior year, the company posted $2.00 EPS. The company’s revenue for the quarter was up 10.6% on a year-over-year basis. Equifax has set its Q3 2026 guidance at 2.150-2.250 EPS and its FY 2026 guidance at 8.390-8.690 EPS.

Institutional Investors Weigh In On Equifax

Several institutional investors and hedge funds have recently added to or reduced their stakes in EFX. Fisher Funds Management LTD acquired a new stake in shares of Equifax in the fourth quarter valued at about $27,889,000. Brighton Jones LLC boosted its position in Equifax by 49.2% during the fourth quarter. Brighton Jones LLC now owns 3,638 shares of the credit services provider’s stock worth $927,000 after acquiring an additional 1,200 shares during the last quarter. Pictet Asset Management Holding SA boosted its position in Equifax by 52.6% during the fourth quarter. Pictet Asset Management Holding SA now owns 650,391 shares of the credit services provider’s stock worth $141,199,000 after acquiring an additional 224,073 shares during the last quarter. Canada Post Corp Registered Pension Plan grew its stake in Equifax by 1,253.8% during the 4th quarter. Canada Post Corp Registered Pension Plan now owns 24,978 shares of the credit services provider’s stock valued at $5,420,000 after acquiring an additional 23,133 shares in the last quarter. Finally, Louisiana State Employees Retirement System purchased a new stake in Equifax during the 1st quarter valued at about $1,098,000. Institutional investors and hedge funds own 96.20% of the company’s stock.

Insider Activity at Equifax

In other Equifax news, CEO Mark W. Begor sold 37,791 shares of the business’s stock in a transaction that occurred on Friday, July 24th. The stock was sold at an average price of $172.16, for a total transaction of $6,506,098.56. Following the completion of the sale, the chief executive officer directly owned 271,890 shares in the company, valued at approximately $46,808,582.40. The trade was a 12.20% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP Chad M. Borton sold 2,455 shares of the stock in a transaction that occurred on Thursday, May 7th. The shares were sold at an average price of $173.89, for a total value of $426,899.95. Following the transaction, the executive vice president directly owned 29,518 shares of the company’s stock, valued at $5,132,885.02. The trade was a 7.68% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 1.70% of the stock is currently owned by insiders.

Equifax Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Monday, June 15th. Investors of record on Friday, May 22nd were issued a $0.56 dividend. This represents a $2.24 annualized dividend and a yield of 1.3%. The ex-dividend date was Friday, May 22nd. Equifax’s payout ratio is presently 39.37%.

Key Headlines Impacting Equifax

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Zacks Research raised its Q3 2026 EPS estimate to $2.23 from $2.12, lifted Q4 2026 EPS to $2.29 from $2.26, and increased its full-year 2026 forecast to $8.63 from $8.41. The revised FY2026 estimate is slightly above the broader consensus of $8.55, suggesting improved expectations for Equifax’s near-term earnings.
• Positive Sentiment: Zacks expects Equifax’s earnings to grow beyond 2026, forecasting FY2027 EPS of $9.84 and FY2028 EPS of $10.95. Although some estimates were reduced, the projections still imply continued earnings expansion.
• Neutral Sentiment: The estimate changes were incremental rather than a major revision to Equifax’s outlook. Zacks raised its Q2 2027 EPS forecast modestly to $2.58 from $2.56, while maintaining its FY2027 and FY2028 quarterly estimates in most cases.
• Negative Sentiment: Zacks lowered several longer-term forecasts, including Q1 2027 EPS to $2.12 from $2.13, Q3 2027 EPS to $2.55 from $2.57, Q4 2027 EPS to $2.58 from $2.63, Q1 2028 EPS to $2.59 from $2.65, and FY2028 EPS to $10.95 from $11.30. These reductions may raise concerns about longer-term growth momentum.

About Equifax

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that specializes in consumer and commercial credit reporting, decisioning tools and identity solutions. Headquartered in Atlanta, Georgia, Equifax is one of the three major consumer credit reporting agencies in the United States and provides credit information and related services to lenders, employers, governments and consumers worldwide.

The company’s offerings include consumer credit reports and scores, credit monitoring and identity protection services, and a range of business-oriented products for risk management, fraud detection and compliance.