Synchrony Financial (NYSE:SYF) Price Target Raised to $77.00

Synchrony Financial (NYSE:SYF) had its price target lifted by JPMorgan Chase & Co. from $74.00 to $77.00 in a research note released on Wednesday,Benzinga reports. They currently have a neutral rating on the financial services provider’s stock.

A number of other research analysts also recently weighed in on SYF. Royal Bank Of Canada reissued a “sector perform” rating on shares of Synchrony Financial in a research note on Tuesday. BMO Capital Markets began coverage on Synchrony Financial in a research report on Friday, October 9th. They issued a “market perform” rating and a $81.00 price target on the stock. Robert W. Baird lifted their price objective on Synchrony Financial from $86.00 to $90.00 and gave the stock an “outperform” rating in a research note on Wednesday, July 22nd. Barclays upped their price objective on Synchrony Financial from $93.00 to $94.00 and gave the company an “overweight” rating in a report on Wednesday. Finally, Wells Fargo & Company cut their target price on Synchrony Financial from $95.00 to $88.00 and set an “overweight” rating on the stock in a research note on Wednesday, July 22nd. Ten equities research analysts have rated the stock with a Buy rating and nine have issued a Hold rating to the company’s stock. According to MarketBeat, the company currently has a consensus rating of “Moderate Buy” and a consensus price target of $87.83.

Synchrony Financial Trading Down 1.9%

Shares of NYSE SYF opened at $73.66 on Wednesday. The company’s 50 day simple moving average is $75.43 and its 200 day simple moving average is $74.71. Synchrony Financial has a fifty-two week low of $63.08 and a fifty-two week high of $88.77. The firm has a market capitalization of $23.97 billion, a P/E ratio of 7.69, a P/E/G ratio of 0.85 and a beta of 1.35. The company has a debt-to-equity ratio of 1.15, a current ratio of 1.23 and a quick ratio of 1.22.

Synchrony Financial (NYSE:SYF) last announced its quarterly earnings data on Tuesday, October 20th. The financial services provider reported $2.68 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $2.42 by $0.26. Synchrony Financial had a net margin of 14.59% and a return on equity of 22.26%. The firm had revenue of $3.82 billion for the quarter, compared to analysts’ expectations of $3.81 billion. During the same period last year, the firm earned $2.86 earnings per share. On average, analysts predict that Synchrony Financial will post 9.62 EPS for the current year.

Synchrony Financial Dividend Announcement

The company also recently announced a quarterly dividend, which will be paid on Monday, November 16th. Shareholders of record on Thursday, November 5th will be paid a $0.34 dividend. This represents a $1.36 annualized dividend and a yield of 1.8%. The ex-dividend date of this dividend is Thursday, November 5th. Synchrony Financial’s dividend payout ratio is presently 14.20%.

Institutional Investors Weigh In On Synchrony Financial

Hedge funds have recently bought and sold shares of the company. Pension & Wealth Management Advisors Inc. acquired a new position in shares of Synchrony Financial in the 3rd quarter valued at $26,000. Compass Financial Management LLC bought a new stake in shares of Synchrony Financial in the 2nd quarter valued at $29,000. GK Wealth Management LLC bought a new stake in shares of Synchrony Financial in the 3rd quarter valued at $31,000. Center for Financial Planning Inc. raised its stake in Synchrony Financial by 242.9% during the 1st quarter. Center for Financial Planning Inc. now owns 480 shares of the financial services provider’s stock worth $33,000 after buying an additional 340 shares during the period. Finally, Fiduciary Financial Advisors acquired a new stake in Synchrony Financial during the 2nd quarter worth $33,000. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Synchrony Financial News Summary

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Synchrony raised or reaffirmed FY 2026 EPS guidance at $9.50, slightly above the $9.44 consensus estimate. The guidance suggests earnings are holding up better than expected. Synchrony Financial earnings guidance
• Positive Sentiment: Zacks upgraded SYF to Rank #2, or “Buy,” citing improving earnings prospects. Zacks also highlighted Synchrony as a potential long-term value stock, which could attract investors given its low valuation and strong profitability. Zacks upgrades Synchrony to Buy Synchrony long-term value analysis
• Positive Sentiment: Barclays reportedly maintained a constructive view and expects additional upside for the stock, providing a counterpoint to the more cautious analyst calls. Barclays view on Synchrony
• Neutral Sentiment: Analyst opinion remains divided: BMO maintained a Hold rating, while other coverage cited mixed views across financial companies. This lack of consensus may limit near-term buying interest. BMO maintains Hold rating
• Neutral Sentiment: Synchrony reported 311.4 million shares outstanding in its third-quarter 2026 filing. The disclosure is routine and does not signal a major change in capital allocation. Synchrony shares outstanding filing
• Negative Sentiment: Evercore downgraded Synchrony to “In Line,” citing higher rates and macroeconomic volatility. Those factors could pressure borrowing costs, consumer credit quality and loan demand. Evercore downgrades Synchrony
• Negative Sentiment: Evercore’s rating reduction adds near-term selling pressure despite Synchrony’s recent earnings outperformance and attractive valuation. Evercore rating reduction

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that provides private-label credit cards, co-branded credit cards and promotional financing programs. Its financing products are offered through retailers, manufacturers, healthcare providers and other businesses, helping consumers pay for purchases over time.

The company serves a range of industries, including digital commerce, home improvement, furniture, automotive, healthcare, jewelry, apparel, electronics and specialty retail.