Chime Financial (NASDAQ:CHYM) & Walker & Dunlop (NYSE:WD) Head-To-Head Survey

Chime Financial (NASDAQ:CHYM) and Walker & Dunlop (NYSE:WD) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, earnings, profitability, institutional ownership, risk and dividends.

Valuation and Earnings

This table compares Chime Financial and Walker & Dunlop”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chime Financial	N/A	N/A	N/A	($0.07)	-407.86
Walker & Dunlop	$1.29 billion	0.92	$38.45 million	$1.12	30.90

Walker & Dunlop has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Walker & Dunlop, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

81.0% of Walker & Dunlop shares are owned by institutional investors. 12.3% of Chime Financial shares are owned by company insiders. Comparatively, 4.0% of Walker & Dunlop shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Chime Financial and Walker & Dunlop’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Chime Financial	N/A	N/A	N/A
Walker & Dunlop	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Chime Financial and Walker & Dunlop, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chime Financial	1	3	17	3	2.92
Walker & Dunlop	1	0	5	0	2.67

Chime Financial presently has a consensus price target of $36.38, suggesting a potential upside of 27.43%. Walker & Dunlop has a consensus price target of $59.75, suggesting a potential upside of 72.66%. Given Walker & Dunlop’s higher possible upside, analysts plainly believe Walker & Dunlop is more favorable than Chime Financial.

About Chime Financial

Chime is a financial technology company that partners with federally regulated, FDIC-insured banks—The Bancorp Bank, N.A. and Stride Bank, N.A., Members FDIC—to provide consumer banking products and services. The company’s model is designed to eliminate common fees and simplify access to basic financial services.

Chime does not charge overdraft fees, monthly service fees, or require minimum balances. All account balances are held at partner banks and protected by applicable regulatory safeguards to ensure funds remain secure and accessible.

About Walker & Dunlop

Walker & Dunlop, Inc. is a holding company, which engages in the provision of commercial real estate and finance services. It operates through the following segments: Capital Markets, Servicing and Asset Management, and Corporate. The Capital Markets segment offers a comprehensive range of commercial real estate finance products to customers. The Servicing and Asset Management segment includes servicing and asset-managing and managing third-party capital investments. The Corporate segment consists primarily of the company’s treasury operations and other corporate-level activities. The company was founded by Oliver Walker and Laird Dunlop in 1937 and is headquartered in Bethesda, MD.