Head-To-Head Contrast: Repay (RPAY) & Its Peers

Repay (NASDAQ:RPAY) is one of 341 publicly-traded companies in the “Financial Services” industry, but how does it weigh in compared to its rivals? We will compare Repay to similar businesses based on the strength of its dividends, analyst recommendations, risk, institutional ownership, profitability, valuation and earnings.

Volatility and Risk

Repay has a beta of 1.92, meaning that its stock price is 92% more volatile than the S&P 500. Comparatively, Repay’s rivals have a beta of 2.50, meaning that their average stock price is 150% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings for Repay and its rivals, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Repay	1	3	3	0	2.29
Repay Competitors	1974	6881	11627	443	2.50

Repay presently has a consensus target price of $5.25, suggesting a potential upside of 16.15%. As a group, “Financial Services” companies have a potential downside of 4.04%. Given Repay’s higher probable upside, equities research analysts clearly believe Repay is more favorable than its rivals.

Insider and Institutional Ownership

82.7% of Repay shares are held by institutional investors. Comparatively, 43.2% of shares of all “Financial Services” companies are held by institutional investors. 12.0% of Repay shares are held by insiders. Comparatively, 21.9% of shares of all “Financial Services” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Earnings & Valuation

This table compares Repay and its rivals top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Repay	$309.26 million	-$256.72 million	-2.22
Repay Competitors	$6.69 billion	$1.09 billion	8.52

Repay’s rivals have higher revenue and earnings than Repay. Repay is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares Repay and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Repay	-49.57%	11.03%	4.28%
Repay Competitors	-409.42%	-15.09%	-6.08%

Summary

Repay rivals beat Repay on 8 of the 13 factors compared.

About Repay

Repay Holdings Corporation, payments technology company, provides integrated payment processing solutions to industry-oriented markets in the United States. It operates through two segments: Consumer Payments and Business Payments. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, virtual terminal, online client portal, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.