Lion Finance Group (LON:BGEO) Releases Earnings Results

Lion Finance Group (LON:BGEO) released its quarterly earnings data on Wednesday. The company reported GEL 451.30 earnings per share for the quarter, Digital Look Earnings reports. Lion Finance Group had a return on equity of 27.08% and a net margin of 35.77%. The firm had revenue of GEL 375.24 million during the quarter.

Here are the key takeaways from Lion Finance Group’s conference call:

• Growth and profitability accelerated: Group loans grew nearly 25% and deposits 21% at constant currency, while revenue rose 19.6% and costs 9%, delivering 25% pre-provision profit growth and a record-low 32.1% cost-to-income ratio.
• Both markets delivered strong results. Georgia’s quarterly profit increased 13.9% year over year, while Ameriabank’s rose nearly 45% (more than 30% excluding prior-quarter one-offs); Armenia’s loans and deposits each grew close to 40%.
• Digital engagement and customer measures strengthened: Georgia’s retail app surpassed 2 million monthly active users, Armenia’s monthly active customers reached about 600,000, and Georgia reported a record NPS of 78.
• Capital returns and balance-sheet capacity remain strong. The group increased nine-month capital distribution 17.6% year over year, while maintaining substantial capital and liquidity buffers; management said dividends remain a priority and buybacks may be adjusted if M&A requires flexibility.
• Management sees risks as manageable, but flagged uncertainties. Cost of risk has normalized and remains within a healthy range, while elevated food and fuel inflation is keeping monetary policy tight; executives also cautioned that Armenia’s exceptional loan growth should moderate over time.

Lion Finance Group Stock Performance

LON BGEO traded up GEL 60.00 during trading hours on Thursday, reaching GEL 12,610.00. The company’s stock had a trading volume of 396,267 shares, compared to its average volume of 2,458,252. The company’s 50-day moving average is GEL 13,163.72 and its two-hundred day moving average is GEL 11,476.45. Lion Finance Group has a fifty-two week low of GEL 7,525.00 and a fifty-two week high of GEL 14,820.00. The stock has a market cap of $542.51 billion, a PE ratio of 2.33, a PEG ratio of 0.88 and a beta of 0.77.

Analysts Set New Price Targets

Separately, JPMorgan Chase & Co. lifted their price objective on Lion Finance Group from £141 to £167 and gave the stock an “overweight” rating in a report on Friday, September 18th. One analyst has rated the stock with a Buy rating. According to data from MarketBeat.com, the stock currently has a consensus rating of “Buy”.

Lion Finance Group Company Profile

Lion Finance Group PLC (formerly Bank of Georgia Group PLC) is a FTSE 100 holding company whose main subsidiaries provide banking and financial services in the high-growth Georgian and Armenian markets through leading, customer-centric, universal banks – Bank of Georgia in Georgia and Ameriabank in Armenia. By building on our competitive strengths, we are committed to driving business growth, sustaining high profitability, and generating strong returns, while creating opportunities for our stakeholders and making a positive contribution in the communities where we operate.