Financial Comparison: Byline Bancorp (BY) and Its Competitors

Byline Bancorp (NYSE:BY) is one of 919 publicly-traded companies in the “Banks” industry, but how does it contrast to its competitors? We will compare Byline Bancorp to similar companies based on the strength of its valuation, institutional ownership, dividends, analyst recommendations, risk, profitability and earnings.

Risk and Volatility

Byline Bancorp has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500. Comparatively, Byline Bancorp’s competitors have a beta of 0.61, meaning that their average stock price is 39% less volatile than the S&P 500.

Valuation & Earnings

This table compares Byline Bancorp and its competitors gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Byline Bancorp	$633.15 million	$130.05 million	11.12
Byline Bancorp Competitors	$13.77 billion	$2.42 billion	20.08

Byline Bancorp’s competitors have higher revenue and earnings than Byline Bancorp. Byline Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Institutional & Insider Ownership

67.7% of Byline Bancorp shares are owned by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are owned by institutional investors. 29.1% of Byline Bancorp shares are owned by insiders. Comparatively, 9.8% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Byline Bancorp and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Byline Bancorp	24.06%	12.04%	1.57%
Byline Bancorp Competitors	15.64%	9.43%	0.93%

Analyst Recommendations

This is a summary of current ratings and price targets for Byline Bancorp and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Byline Bancorp	0	3	3	1	2.71
Byline Bancorp Competitors	7470	30200	27770	1466	2.35

Byline Bancorp presently has a consensus price target of $43.50, suggesting a potential upside of 14.08%. As a group, “Banks” companies have a potential upside of 16.39%. Given Byline Bancorp’s competitors higher possible upside, analysts clearly believe Byline Bancorp has less favorable growth aspects than its competitors.

Dividends

Byline Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 1.5%. Byline Bancorp pays out 16.3% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.3% and pay out 28.9% of their earnings in the form of a dividend. Byline Bancorp has raised its dividend for 1 consecutive years.

Summary

Byline Bancorp beats its competitors on 10 of the 15 factors compared.

Byline Bancorp Company Profile

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and united states department of agriculture loans; and treasury management products and services. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services that include fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.