Financial Survey: Central Plains Bancshares (CPBI) & The Competition

Central Plains Bancshares (NASDAQ:CPBI) is one of 919 public companies in the “Banks” industry, but how does it compare to its rivals? We will compare Central Plains Bancshares to similar companies based on the strength of its risk, valuation, earnings, profitability, dividends, institutional ownership and analyst recommendations.

Insider & Institutional Ownership

24.3% of Central Plains Bancshares shares are held by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are held by institutional investors. 8.6% of Central Plains Bancshares shares are held by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Volatility & Risk

Central Plains Bancshares has a beta of 0.21, suggesting that its share price is 79% less volatile than the S&P 500. Comparatively, Central Plains Bancshares’ rivals have a beta of 0.61, suggesting that their average share price is 39% less volatile than the S&P 500.

Profitability

This table compares Central Plains Bancshares and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Central Plains Bancshares	14.33%	5.14%	0.83%
Central Plains Bancshares Competitors	15.66%	9.44%	0.93%

Valuation & Earnings

This table compares Central Plains Bancshares and its rivals top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Central Plains Bancshares	$30.33 million	$4.00 million	17.58
Central Plains Bancshares Competitors	$9.95 billion	$2.42 billion	20.29

Central Plains Bancshares’ rivals have higher revenue and earnings than Central Plains Bancshares. Central Plains Bancshares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for Central Plains Bancshares and its rivals, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Central Plains Bancshares	0	1	0	0	2.00
Central Plains Bancshares Competitors	7481	30219	27791	1473	2.35

As a group, “Banks” companies have a potential upside of 17.08%. Given Central Plains Bancshares’ rivals stronger consensus rating and higher probable upside, analysts clearly believe Central Plains Bancshares has less favorable growth aspects than its rivals.

Summary

Central Plains Bancshares rivals beat Central Plains Bancshares on 13 of the 13 factors compared.

About Central Plains Bancshares

Central Plains Bancshares, Inc. focuses on providing various banking products and services to retail customers, and small and medium-sized commercial customers in Nebraska, the United States. It offers checking accounts, savings accounts, and certificate of deposit accounts. The company also provides one- to four-family residential mortgage loans secured by properties, as well as commercial real estate loans, commercial and industrial loans, multi-family residential real estate loans, construction and land development loans, agricultural real estate and non-real estate loans, and consumer loans. In addition, it offers electronic banking services, including mobile banking, on-line banking and bill pay, and electronic funds transfer. The company was incorporated in 2023 and is based in Grand Island, Nebraska.