Reviewing Cheche Group (NASDAQ:CCG) and Hamilton Insurance Group (NYSE:HG)

Cheche Group (NASDAQ:CCG) and Hamilton Insurance Group (NYSE:HG) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, institutional ownership, dividends and risk.

Insider & Institutional Ownership

19.8% of Cheche Group shares are held by institutional investors. Comparatively, 29.2% of Hamilton Insurance Group shares are held by institutional investors. 1.2% of Cheche Group shares are held by company insiders. Comparatively, 3.0% of Hamilton Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Cheche Group and Hamilton Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cheche Group	N/A	N/A	N/A
Hamilton Insurance Group	16.83%	23.76%	6.64%

Risk and Volatility

Cheche Group has a beta of 0.23, indicating that its stock price is 77% less volatile than the S&P 500. Comparatively, Hamilton Insurance Group has a beta of 0.33, indicating that its stock price is 67% less volatile than the S&P 500.

Valuation and Earnings

This table compares Cheche Group and Hamilton Insurance Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cheche Group	$430.40 million	0.04	-$2.47 million	($2.80)	-3.25
Hamilton Insurance Group	$3.22 billion	1.13	$576.67 million	$5.23	7.05

Hamilton Insurance Group has higher revenue and earnings than Cheche Group. Cheche Group is trading at a lower price-to-earnings ratio than Hamilton Insurance Group, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Cheche Group and Hamilton Insurance Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cheche Group	1	2	0	0	1.67
Hamilton Insurance Group	0	3	4	2	2.89

Hamilton Insurance Group has a consensus price target of $36.62, indicating a potential downside of 0.72%. Given Hamilton Insurance Group’s stronger consensus rating and higher probable upside, analysts clearly believe Hamilton Insurance Group is more favorable than Cheche Group.

Summary

Hamilton Insurance Group beats Cheche Group on 15 of the 15 factors compared between the two stocks.

About Cheche Group

Cheche Group Inc. offer auto insurance technology platform. The company evolved into a comprehensive, data-driven technology platform which offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions principally in China. Cheche Group Inc., formerly known as Prime Impact, is headquartered in Beijing, China.

About Hamilton Insurance Group

Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.