Critical Review: Intellicheck (NASDAQ:IDN) & Bentley Systems (NASDAQ:BSY)

Bentley Systems (NASDAQ:BSY) and Intellicheck (NASDAQ:IDN) are both technology companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, valuation, earnings, institutional ownership, risk, analyst recommendations and profitability.

Institutional & Insider Ownership

44.2% of Bentley Systems shares are held by institutional investors. Comparatively, 42.8% of Intellicheck shares are held by institutional investors. 20.3% of Bentley Systems shares are held by company insiders. Comparatively, 7.8% of Intellicheck shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Bentley Systems and Intellicheck, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bentley Systems	0	4	9	0	2.69
Intellicheck	0	3	3	0	2.50

Bentley Systems currently has a consensus price target of $46.67, suggesting a potential upside of 4.39%. Intellicheck has a consensus price target of $6.50, suggesting a potential upside of 193.45%. Given Intellicheck’s higher probable upside, analysts plainly believe Intellicheck is more favorable than Bentley Systems.

Profitability

This table compares Bentley Systems and Intellicheck’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bentley Systems	19.57%	29.99%	10.33%
Intellicheck	13.03%	15.02%	12.27%

Earnings and Valuation

This table compares Bentley Systems and Intellicheck”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bentley Systems	$1.50 billion	8.66	$277.86 million	$1.02	43.83
Intellicheck	$22.67 million	1.98	$1.27 million	$0.15	14.77

Bentley Systems has higher revenue and earnings than Intellicheck. Intellicheck is trading at a lower price-to-earnings ratio than Bentley Systems, indicating that it is currently the more affordable of the two stocks.

Volatility & Risk

Bentley Systems has a beta of 0.98, meaning that its share price is 2% less volatile than the S&P 500. Comparatively, Intellicheck has a beta of 0.76, meaning that its share price is 24% less volatile than the S&P 500.

Summary

Bentley Systems beats Intellicheck on 12 of the 14 factors compared between the two stocks.

About Bentley Systems

Bentley Systems develops software for professionals who design, build, and operate infrastructure. Its customers include engineering firms, architects, construction companies, and infrastructure owners and operators working on projects such as roads, railways, buildings, utilities, and industrial facilities. The company’s products support computer-aided design, project collaboration, infrastructure asset management, and digital twin development. Its software portfolio includes MicroStation for design and modeling, ProjectWise for project information management, and the iTwin platform for creating and working with digital representations of infrastructure assets.

About Intellicheck

Intellicheck, Inc. (NASDAQ: IDN) provides identity-validation and document-authentication technology. Its platform is designed to help organizations determine whether government-issued identification documents, including driver’s licenses and other identity cards, are genuine and whether the information presented is consistent with the document. The company’s solutions are delivered through mobile and digital channels and are used for applications such as customer onboarding, account opening, fraud prevention, age verification, lending, payments, retail transactions and access control.