Affirm (AFRM) – Research Analysts’ Weekly Ratings Updates

Several analysts have recently updated their ratings and price targets for Affirm (NASDAQ: AFRM):

• 11/9/2026 – Affirm had its “outperform” rating reaffirmed by Sanford C. Bernstein.
• 11/9/2026 – Affirm had its price target lowered by Cantor Fitzgerald from $97.00 to $84.00. They now have an “overweight” rating on the stock.
• 11/6/2026 – Affirm had its “buy” rating reaffirmed by Bank of America. They now have a $109.00 price target on the stock.
• 11/6/2026 – Affirm had its price target lowered by Royal Bank Of Canada from $96.00 to $83.00. They now have a “sector perform” rating on the stock.
• 11/6/2026 – Affirm had its price target raised by Scotiabank from $95.00 to $97.00. They now have a “sector outperform” rating on the stock.
• 11/6/2026 – Affirm had its “sector outperform” rating reaffirmed by Barclays.
• 11/6/2026 – Affirm had its “buy” rating reaffirmed by Needham & Company LLC.
• 11/6/2026 – Affirm had its price target lowered by JPMorgan Chase & Co. from $105.00 to $95.00. They now have an “overweight” rating on the stock.
• 11/6/2026 – Affirm had its price target lowered by Stephens from $90.00 to $80.00. They now have an “equal weight” rating on the stock.
• 11/6/2026 – Affirm had its price target lowered by Barclays from $105.00 to $100.00. They now have an “overweight” rating on the stock.
• 11/6/2026 – Affirm had its price target lowered by Piper Sandler from $115.00 to $105.00. They now have an “overweight” rating on the stock.
• 11/6/2026 – Affirm had its “market outperform” rating reaffirmed by Citizens Jmp. They now have a $85.00 price target on the stock.
• 10/27/2026 – Affirm was upgraded by Zacks Research from “hold” to “strong-buy”.
• 10/26/2026 – Affirm had its price target lowered by Morgan Stanley from $82.00 to $79.00. They now have an “equal weight” rating on the stock.
• 10/26/2026 – Affirm is now covered by Monness Crespi & Hardt. They set a “buy” rating and a $90.00 price target on the stock.
• 10/23/2026 – Affirm had its price target raised by Truist Financial from $85.00 to $88.00. They now have a “buy” rating on the stock.
• 10/13/2026 – Affirm had its price target lowered by The Goldman Sachs Group from $115.00 to $103.00. They now have a “buy” rating on the stock.
• 10/6/2026 – Affirm had its price target lowered by TD Cowen from $124.00 to $110.00. They now have a “buy” rating on the stock.
• 9/30/2026 – Affirm was upgraded by Dbs Bank to “moderate buy”.
• 9/16/2026 – Affirm was given a new $85.00 price target by Needham & Company LLC.
• 9/16/2026 – Affirm had its “market outperform” rating reaffirmed by Citizens Jmp. They now have a $85.00 price target on the stock.

Affirm Stock Down 0.7%

Shares of NASDAQ AFRM traded down $0.48 during mid-day trading on Friday, reaching $65.36. 2,657,350 shares of the company’s stock were exchanged, compared to its average volume of 5,097,857. Affirm Holdings, Inc. has a twelve month low of $42.10 and a twelve month high of $90.44. The company has a current ratio of 12.50, a quick ratio of 11.80 and a debt-to-equity ratio of 1.81. The firm has a market capitalization of $22.05 billion, a price-to-earnings ratio of 11.35, a PEG ratio of 2.75 and a beta of 3.74. The business has a fifty day simple moving average of $71.97 and a 200 day simple moving average of $66.47.

Affirm (NASDAQ:AFRM) last announced its earnings results on Thursday, November 5th. The company reported $0.47 EPS for the quarter, topping the consensus estimate of $0.38 by $0.09. The firm had revenue of $1.15 billion for the quarter, compared to the consensus estimate of $1.21 billion. Affirm had a net margin of 43.86% and a return on equity of 43.38%. The business’s quarterly revenue was up 35.2% on a year-over-year basis. During the same period last year, the company posted $0.23 EPS. As a group, equities analysts expect that Affirm Holdings, Inc. will post 1.89 EPS for the current fiscal year.

Insider Transactions at Affirm

In other news, COO Michael Linford sold 79,219 shares of the company’s stock in a transaction dated Friday, August 28th. The stock was sold at an average price of $90.01, for a total transaction of $7,130,502.19. Following the completion of the transaction, the chief operating officer directly owned 120,713 shares of the company’s stock, valued at $10,865,377.13. This represents a 39.62% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Katherine Adkins sold 41,664 shares of the stock in a transaction dated Thursday, September 3rd. The stock was sold at an average price of $75.53, for a total value of $3,146,881.92. Following the transaction, the insider owned 152,439 shares of the company’s stock, valued at approximately $11,513,717.67. The trade was a 21.46% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last ninety days, insiders have sold 280,118 shares of company stock valued at $22,223,307. 10.57% of the stock is currently owned by company insiders.

Affirm Holdings, Inc. operates a financial technology platform that enables consumers to pay for purchases over time. Its services are offered at participating merchants’ checkout pages and through the Affirm app, where eligible customers can review payment options and manage purchases. The company’s products include installment loans with terms that vary by purchase and eligibility, as well as the Affirm Card, which lets users access Affirm payment options for eligible transactions. Affirm also provides merchants with payment and commerce tools designed to support checkout and customer purchases.