MidWestOne Financial Group (NASDAQ:MOFG) vs. Standard Chartered (OTCMKTS:SCBFF) Financial Contrast

Standard Chartered (OTCMKTS:SCBFF) and MidWestOne Financial Group (NASDAQ:MOFG) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, earnings, institutional ownership, profitability, risk, dividends and analyst recommendations.

Earnings and Valuation

This table compares Standard Chartered and MidWestOne Financial Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Standard Chartered	$39.53 billion	1.71	$5.08 billion	$2.34	12.68
MidWestOne Financial Group	$238.84 million	4.26	-$60.29 million	$2.81	17.55

Standard Chartered has higher revenue and earnings than MidWestOne Financial Group. Standard Chartered is trading at a lower price-to-earnings ratio than MidWestOne Financial Group, indicating that it is currently the more affordable of the two stocks.

Volatility & Risk

Standard Chartered has a beta of 0.63, suggesting that its share price is 37% less volatile than the S&P 500. Comparatively, MidWestOne Financial Group has a beta of 1.07, suggesting that its share price is 7% more volatile than the S&P 500.

Profitability

This table compares Standard Chartered and MidWestOne Financial Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Standard Chartered	14.76%	11.35%	0.66%
MidWestOne Financial Group	16.66%	10.22%	0.96%

Dividends

Standard Chartered pays an annual dividend of $0.41 per share and has a dividend yield of 1.4%. MidWestOne Financial Group pays an annual dividend of $0.97 per share and has a dividend yield of 2.0%. Standard Chartered pays out 17.5% of its earnings in the form of a dividend. MidWestOne Financial Group pays out 34.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Analyst Recommendations

This is a summary of current ratings and recommmendations for Standard Chartered and MidWestOne Financial Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Standard Chartered	0	4	5	0	2.56
MidWestOne Financial Group	0	1	0	0	2.00

Insider & Institutional Ownership

65.4% of MidWestOne Financial Group shares are owned by institutional investors. 2.5% of MidWestOne Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

MidWestOne Financial Group beats Standard Chartered on 9 of the 15 factors compared between the two stocks.

About Standard Chartered

Standard Chartered PLC is an international banking group headquartered in London. It provides services to individuals, businesses, corporations and financial institutions, including personal and business banking, wealth management, corporate and investment banking, trade finance, lending, deposits and transaction services. The group has a particular focus on markets across Asia, Africa and the Middle East, with operations and clients in other regions as well. Its history dates to 1969, when the Chartered Bank of India, Australia and China and the Standard Bank of British South Africa—both founded in the 19th century—merged to form Standard Chartered.

About MidWestOne Financial Group

MidWestOne Financial Group, Inc. is a bank holding company headquartered in Iowa City, Iowa. Through its subsidiary, MidWestOne Bank, the company provides community banking services to individuals, businesses and organizations. Its offerings include deposit accounts, consumer and commercial loans, mortgage lending, cash management, and wealth management and trust services. The bank serves customers through offices in Iowa, Minnesota, Wisconsin and Colorado.