Synchrony Financial (NYSE:SYF) Insider Curtis Howse Sells 7,882 Shares of Stock

Synchrony Financial (NYSE:SYF) insider Curtis Howse sold 7,882 shares of the company’s stock in a transaction that occurred on Monday, March 2nd. The shares were sold at an average price of $67.71, for a total transaction of $533,690.22. Following the transaction, the insider directly owned 94,873 shares in the company, valued at $6,423,850.83. The trade was a 7.67% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this link.

Curtis Howse also recently made the following trade(s):

• On Monday, February 2nd, Curtis Howse sold 52,556 shares of Synchrony Financial stock. The stock was sold at an average price of $72.32, for a total transaction of $3,800,849.92.

Synchrony Financial Trading Down 0.2%

Shares of SYF opened at $68.53 on Wednesday. Synchrony Financial has a fifty-two week low of $40.54 and a fifty-two week high of $88.77. The company has a market capitalization of $23.82 billion, a PE ratio of 7.38, a price-to-earnings-growth ratio of 0.61 and a beta of 1.42. The stock has a fifty day moving average of $77.07 and a two-hundred day moving average of $75.98. The company has a debt-to-equity ratio of 0.98, a quick ratio of 1.24 and a current ratio of 1.24.

Synchrony Financial (NYSE:SYF) last posted its quarterly earnings data on Tuesday, January 27th. The financial services provider reported $2.18 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.02 by $0.16. The business had revenue of $3.79 billion for the quarter, compared to analysts’ expectations of $3.84 billion. Synchrony Financial had a return on equity of 23.07% and a net margin of 15.72%.The business’s revenue was down .2% on a year-over-year basis. During the same quarter last year, the firm earned $1.91 earnings per share. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. As a group, analysts forecast that Synchrony Financial will post 7.67 EPS for the current year.

Synchrony Financial Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Tuesday, February 17th. Shareholders of record on Friday, February 6th were paid a $0.30 dividend. This represents a $1.20 dividend on an annualized basis and a yield of 1.8%. The ex-dividend date of this dividend was Friday, February 6th. Synchrony Financial’s dividend payout ratio (DPR) is presently 12.92%.

Analysts Set New Price Targets

Several brokerages have recently weighed in on SYF. Weiss Ratings reiterated a “buy (b-)” rating on shares of Synchrony Financial in a report on Wednesday, January 21st. Wolfe Research assumed coverage on shares of Synchrony Financial in a research note on Monday, December 8th. They set an “outperform” rating and a $92.00 price target on the stock. Wells Fargo & Company lifted their price target on shares of Synchrony Financial from $95.00 to $100.00 and gave the company an “overweight” rating in a report on Monday, January 5th. Truist Financial lowered their price objective on shares of Synchrony Financial from $92.00 to $84.00 and set a “hold” rating for the company in a research note on Thursday, January 29th. Finally, Robert W. Baird raised Synchrony Financial from a “neutral” rating to an “outperform” rating and set a $83.00 target price on the stock in a research report on Friday, February 13th. One research analyst has rated the stock with a Strong Buy rating, thirteen have assigned a Buy rating and seven have assigned a Hold rating to the company. According to data from MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and a consensus price target of $87.11.

Institutional Investors Weigh In On Synchrony Financial

Several hedge funds and other institutional investors have recently added to or reduced their stakes in SYF. State Street Corp lifted its holdings in Synchrony Financial by 1.0% in the 3rd quarter. State Street Corp now owns 19,080,903 shares of the financial services provider’s stock worth $1,355,698,000 after buying an additional 191,920 shares in the last quarter. Bank of America Corp DE increased its position in shares of Synchrony Financial by 5.4% during the third quarter. Bank of America Corp DE now owns 14,335,213 shares of the financial services provider’s stock worth $1,018,517,000 after acquiring an additional 739,832 shares during the last quarter. Morgan Stanley increased its position in shares of Synchrony Financial by 7.6% during the fourth quarter. Morgan Stanley now owns 6,230,111 shares of the financial services provider’s stock worth $519,778,000 after acquiring an additional 442,226 shares during the last quarter. Invesco Ltd. lifted its stake in shares of Synchrony Financial by 10.4% in the fourth quarter. Invesco Ltd. now owns 5,490,921 shares of the financial services provider’s stock worth $458,108,000 after acquiring an additional 517,781 shares in the last quarter. Finally, Ameriprise Financial Inc. lifted its stake in shares of Synchrony Financial by 8.3% in the second quarter. Ameriprise Financial Inc. now owns 5,307,077 shares of the financial services provider’s stock worth $354,194,000 after acquiring an additional 406,796 shares in the last quarter. Hedge funds and other institutional investors own 96.48% of the company’s stock.

Key Stories Impacting Synchrony Financial

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Survey shows rising consumer use of generative AI for shopping, which could boost card spend, merchant partnerships, and demand for loyalty/financing solutions that benefit Synchrony. This highlights potential tailwinds for originations and debit/credit transaction volume. GENERATIVE AI IS FAST BECOMING CONSUMERS’ GO-TO SHOPPING ADVISOR
• Neutral Sentiment: Synchrony’s CFO will participate in the 2026 RBC Capital Markets Global Financial Institutions Conference — routine investor outreach that may provide additional management color on guidance, credit trends, or capital plans but is not an immediate operational surprise. Synchrony to Participate in the 2026 RBC Capital Markets Global Financial Institutions Conference
• Negative Sentiment: Multiple insiders executed sizable sales over Mar 2–3 (large blocks and double-digit percentage reductions), which is weighing on sentiment: Brian D. Doubles sold 217,554 shares (~$14.94M). Brian D. Doubles Form 4 Alberto Casellas sold 14,399 shares (~$975k). Alberto Casellas Form 4 Brian J. Wenzel sold multiple tranches (~$4.49M total). Brian J. Wenzel Form 4 Additional insider sales (Darrell Owens, Curtis Howse, Bart Schaller) add several hundred thousand dollars more. Darrell Owens Form 4 Curtis Howse Form 4 Bart Schaller Form 4 Combined disclosed sales are roughly ~$22M, which traders may interpret as a signal to reduce exposure until management commentary clarifies intent.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.