Credit Acceptance (CACC) Projected to Post Quarterly Earnings on Thursday

Credit Acceptance (NASDAQ:CACC) is anticipated to announce its Q4 2025 results before the market opens on Thursday, January 29th. Analysts expect Credit Acceptance to post earnings of $10.30 per share and revenue of $582.63 million for the quarter. Parties may review the information on the company’s upcoming Q4 2025 earning report for the latest details on the call scheduled for Thursday, January 29, 2026 at 5:00 PM ET.

Credit Acceptance (NASDAQ:CACC) last released its earnings results on Thursday, October 30th. The credit services provider reported $10.28 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $9.61 by $0.67. Credit Acceptance had a return on equity of 27.88% and a net margin of 19.70%.The business had revenue of $405.10 million for the quarter, compared to analyst estimates of $592.19 million. During the same quarter in the previous year, the company posted $9.25 earnings per share. The company’s revenue for the quarter was up 5.8% compared to the same quarter last year. On average, analysts expect Credit Acceptance to post $53 EPS for the current fiscal year and $60 EPS for the next fiscal year.

Credit Acceptance Trading Down 3.4%

Shares of CACC opened at $437.72 on Wednesday. The firm’s 50-day moving average is $456.79 and its two-hundred day moving average is $475.41. The firm has a market capitalization of $4.83 billion, a P/E ratio of 11.59 and a beta of 1.24. The company has a current ratio of 15.81, a quick ratio of 15.81 and a debt-to-equity ratio of 3.94. Credit Acceptance has a twelve month low of $401.90 and a twelve month high of $560.00.

Hedge Funds Weigh In On Credit Acceptance

Several hedge funds and other institutional investors have recently bought and sold shares of the stock. Boston Partners purchased a new position in shares of Credit Acceptance in the third quarter valued at $206,327,000. Smead Capital Management Inc. boosted its position in Credit Acceptance by 17.0% in the 2nd quarter. Smead Capital Management Inc. now owns 216,811 shares of the credit services provider’s stock valued at $110,450,000 after buying an additional 31,438 shares during the last quarter. BNP Paribas Financial Markets grew its stake in shares of Credit Acceptance by 206.4% during the third quarter. BNP Paribas Financial Markets now owns 27,997 shares of the credit services provider’s stock valued at $13,073,000 after acquiring an additional 18,861 shares in the last quarter. Bank of America Corp DE grew its stake in shares of Credit Acceptance by 115.9% during the third quarter. Bank of America Corp DE now owns 30,229 shares of the credit services provider’s stock valued at $14,115,000 after acquiring an additional 16,229 shares in the last quarter. Finally, Dimensional Fund Advisors LP increased its position in shares of Credit Acceptance by 4.4% during the third quarter. Dimensional Fund Advisors LP now owns 203,861 shares of the credit services provider’s stock worth $95,171,000 after acquiring an additional 8,573 shares during the last quarter. 81.71% of the stock is owned by institutional investors and hedge funds.

Wall Street Analysts Forecast Growth

A number of analysts have issued reports on the company. Weiss Ratings reissued a “hold (c)” rating on shares of Credit Acceptance in a research note on Wednesday, January 21st. TD Cowen upgraded shares of Credit Acceptance from a “sell” rating to a “hold” rating in a report on Thursday, January 8th. Three investment analysts have rated the stock with a Hold rating, According to data from MarketBeat, the company currently has an average rating of “Hold” and an average target price of $480.00.

About Credit Acceptance

Credit Acceptance Corporation, founded in 1972 and headquartered in Southfield, Michigan, is a specialty finance company focused on the indirect automotive lending market. The company partners with independent and franchised auto dealers to facilitate purchase financing for consumers who may not qualify for traditional prime auto loans. By purchasing retail installment contracts originated by these dealers, Credit Acceptance provides capital and credit insurance to support vehicle sales, enabling dealers to broaden their customer base and reduce credit risk.

Through its proprietary underwriting platform and risk management strategies, Credit Acceptance evaluates borrower applications, structures credit plans, and retains servicing rights on the acquired contracts.