TFS Financial (TFSL) Projected to Post Earnings on Thursday

TFS Financial (NASDAQ:TFSL) is anticipated to announce its Q1 2026 results before the market opens on Thursday, January 29th. Analysts expect the company to announce earnings of $0.09 per share and revenue of $84.9690 million for the quarter. Parties are encouraged to explore the company’s upcoming Q1 2026 earning overview page for the latest details on the call scheduled for Wednesday, February 4, 2026 at 4:00 PM ET.

TFS Financial (NASDAQ:TFSL) last issued its quarterly earnings data on Thursday, October 30th. The bank reported $0.09 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.08 by $0.01. The firm had revenue of $85.48 million for the quarter, compared to analyst estimates of $84.36 million. TFS Financial had a net margin of 11.48% and a return on equity of 4.79%. On average, analysts expect TFS Financial to post $0 EPS for the current fiscal year and $0 EPS for the next fiscal year.

TFS Financial Trading Up 0.6%

Shares of TFSL stock opened at $14.24 on Wednesday. TFS Financial has a 1-year low of $11.29 and a 1-year high of $14.73. The firm has a market cap of $4.00 billion, a PE ratio of 44.50 and a beta of 0.73. The company has a 50-day moving average of $14.01 and a two-hundred day moving average of $13.55. The company has a debt-to-equity ratio of 2.57, a current ratio of 1.54 and a quick ratio of 1.53.

TFS Financial Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Tuesday, December 16th. Investors of record on Tuesday, December 2nd were issued a $0.2825 dividend. This represents a $1.13 annualized dividend and a yield of 7.9%. The ex-dividend date was Tuesday, December 2nd. TFS Financial’s dividend payout ratio (DPR) is 353.13%.

Analyst Upgrades and Downgrades

Several research firms have recently commented on TFSL. Wall Street Zen upgraded TFS Financial from a “sell” rating to a “hold” rating in a research report on Saturday, November 1st. Zacks Research upgraded TFS Financial to a “hold” rating in a report on Monday, January 19th. Piper Sandler started coverage on TFS Financial in a research report on Friday, January 16th. They issued a “neutral” rating and a $15.00 target price for the company. Finally, Weiss Ratings reissued a “buy (b-)” rating on shares of TFS Financial in a research report on Monday, December 29th. One analyst has rated the stock with a Buy rating and two have issued a Hold rating to the company. Based on data from MarketBeat, TFS Financial currently has a consensus rating of “Hold” and a consensus price target of $15.00.

Insider Activity

In related news, COO Andrew J. Rubino sold 5,000 shares of the business’s stock in a transaction on Monday, November 24th. The shares were sold at an average price of $14.23, for a total transaction of $71,150.00. Following the completion of the transaction, the chief operating officer owned 19,126 shares in the company, valued at approximately $272,162.98. The trade was a 20.72% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is accessible through the SEC website. Also, CFO Meredith S. Weil sold 15,000 shares of the stock in a transaction on Wednesday, November 12th. The shares were sold at an average price of $13.85, for a total value of $207,750.00. Following the completion of the transaction, the chief financial officer directly owned 48,527 shares in the company, valued at $672,098.95. This trade represents a 23.61% decrease in their position. The SEC filing for this sale provides additional information. Insiders have sold a total of 47,600 shares of company stock valued at $665,316 over the last three months. 0.72% of the stock is currently owned by corporate insiders.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently made changes to their positions in TFSL. Danske Bank A S acquired a new stake in shares of TFS Financial during the 3rd quarter worth about $47,000. Tower Research Capital LLC TRC raised its holdings in TFS Financial by 913.3% during the second quarter. Tower Research Capital LLC TRC now owns 5,249 shares of the bank’s stock worth $68,000 after purchasing an additional 4,731 shares in the last quarter. Quadrant Capital Group LLC purchased a new stake in shares of TFS Financial during the 3rd quarter worth approximately $74,000. Aquatic Capital Management LLC purchased a new stake in shares of TFS Financial during the 3rd quarter worth approximately $112,000. Finally, M&T Bank Corp acquired a new position in shares of TFS Financial in the 2nd quarter valued at $132,000. 9.81% of the stock is owned by institutional investors and hedge funds.

About TFS Financial

TFS Financial Corporation is a bank holding company for TFS Capital Bank, headquartered in Austin, Texas. The company offers commercial banking and specialty finance solutions designed to meet the unique needs of small and mid-sized businesses. Through its bank charter, TFS Financial provides a full suite of deposit products alongside a range of lending options tailored to growing enterprises.

The bank’s lending portfolio includes equipment financing, working capital lines of credit, and term loans structured to support capital expenditures and operational needs.